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Embrace A Changing Market And Always Keep Learning
There is one thing you can definitely know for certain with property investment and that is that the market is constantly changing. Whether that be a change in interest rates or other market conditions there will always be changes to embrace. However with change comes opportunity and it is your job as a Property Investor to profit regardless of what is ...

 

 

What to Look for in a Warehousing Provider
Warehousing can be an invaluable too for many business owners. Those searching for industrial units for rent right now have several options available to them. Whether you need a warehousing solution to store your goods, a manufacturing facility to assemble new materials, or a distribution plant to circulate your inventory around the country, there are ...

 

 

Landlords Insurance is a Cheap Essential
New landlords who are waiting out the property market by renting out their homes should make sure they have the appropriate insurance. This is according to one comparison site, which notes that landlord insurance can be bought for under £100. There are warnings for Landlords coming into the private rented sector ...



Considerations When Looking to Invest in Commercial Property
There has been a big boom in house and flat prices in recent years, with the introduction of buy-to-let schemes increasing the number of part-time landlords around too. However, in many ways investing in commercial properties can be a simpler, lower cost way to begin investing ...



Struggling to Sell Your Home? Consider These Strategies
Selling a home can be an incredibly difficult and arduous process, particularly if you’re in financial trouble. Ultimately, all you’re looking for is a fair price for your home but, when such large amounts of money are at stake, this can be difficult, with potential buyers driving a hard bargain; especially in the current property market where it can be ...

 

How Will the Mortgage Market Fare in 2016
It has been almost seven years since the Bank of England originally cut interest rates to a record low of just 0.5%. Originally announced back in 2009, it brought interest rates to their lowest level in more than 300 years. With Northern Rock becoming nationalised and many other banks forced to be bailed out by the taxpayer ...

 

 

Three Tips for a Quick House Sale
Selling your home can be an incredibly stressful and nerve-wracking experience. So much hinges on it: your next property, your finances, your future, and perhaps even your ability to extend your family.
Although it’s incredibly important to get the process right from start to finish, there are often complicating factors that can get in the way ...


You’ve Got to Really WANT it - Progressive Property
You know what’s funny about personal finance? That no matter how many times you’re told to spend less, or create a wealth plan, or save 10% or whatever else we hear all the time, most of us still don’t do it. And do you know why? Because we really don’t WANT to change. Or at least put in enough effort to make it possible (that’s why people go gaga for get-rich-quick type schemes! ...

 

 

Bringing Vinyl Flooring Out of the [Bathroom] Closet
Time was, not so long ago, that vinyl flooring was very much the cheap, cheerful sister to the far more glamourous and desirable wood-laminate and stone tile floor. Until recently, people often associated vinyl floors with that rather naff bit of lino in their grandparents’ flat. Vinyl floors were only ever ...



How to Save Money with a Low-Maintenance Garden
We all want a lovely garden, but the reality is that many of us don't have time to put the work in, especially if we're the landlord of a property for rent. Sometimes it seems the only alternative to paying a fortune for a gardener is to have the whole thing concreted over. That would reduce the property's value, but fortunately there's an alternative ...

Preparing Your holiday House for the Season
Spring is traditionally the time when many holiday homes are opened up and prepared for the coming summer season. Those considering buying a holiday bolthole abroad, should bear in mind there is actually more to it than meets the eye to ensure a home is ‘holiday ready’, as expert concierge, Nicole Remus, knows from her 15 years in foreign property management.



Bring the Outside In with Bifold Doors
Unlike a door opening on the road, where the priority is privacy, any door that leads out into the garden needs to bring inside and outside together. The British climate being what it is, garden doors have to stay closed a fair amount of the time, so they should offer a broad view of ...



Student Property: How to Invest Successfully
The past few years have seen student property investments experience a massive rise in popularity. They have gone from a fringe asset class to a popular worldwide market with a total value measured in billions. Growth in the student property investment market has ...


Finding a Suitable Property in London amid the Frenetic Markets
As we look back across the last year, we see that UK property prices have seen unprecedented levels of growth. This has been particularly noticeable in the nation’s capital, where already high prices rose even more. What compounds this is that...



Considering Buying a Home Abroad?- What to Bear in Mind Before Choosing a Dream Home
The media have widely reported a return to confidence in overseas properties in many parts of the world, especially with strong sterling rates during 2014. For those who have decided that 2015 will be the year they seriously think about buying abroad, there are many considerations before ...



How Proximity to the London Underground Affects Rental Prices in the Capital
For those who work in England’s capital city, transport links have a major impact on where they choose to live. One of London’s biggest draws is the opportunities it presents, such as higher average incomes and greater job opportunities. City centre employment is one of the major reasons that people immerse themselves in the hustle and bustle of city life ...


Why International Properties Make Sense
International property portfolios are not every landlord's idea of an easy thing to manage. After all, it is much harder to keep an eye on properties and tenants when you are not in the same part of town, let alone in another country. However, as the recent scramble among Russian investors for UK housing stock has shown...


Residential or Student Property: Which is More Profitable? Residential property is considered more-or-less the standard buy-to-let option. However, as a result of soaring demand recent years have seen more and more investors opting for student accommodation. There are various factors to consider when choosing which approach to go for, but what about ...


Nationwide Reveals October House Price Record
Major building society Nationwide has identified a record high for UK house prices that was reached in October. Last month saw the average price of a UK property hit £189,333. The previous month saw a drop in house prices, which fell by 0.1% through September. Previous figures from the Land Registry suggested ...

 


What London’s Crossrail Could Mean for Homeowners
Over the coming years, London’s Crossrail project will handle the flow of millions of commuters going in and out of the city. The project, which will cost around £15bn and due to begin full operation in 2019, provides an eighty-five mile, east-to-west route across Greater London starting ...


Is Full Management the Future of Property Investment?
Many investors see property investment as an attractive and potentially rewarding component to a portfolio. While some take a more optimistic or pessimistic view, this seems to sum up the mainstream at present. But it looks like the nature of property investment as we currently know it could ...

 

Should You Rent or Buy Your Home?
Homeownership is something which many people aspire to in Western society, particularly once they reach a certain age and maturity. Once people move into their thirties and forties, they no longer want to be answerable to some landlord. They want something they can call their ...

 

Landlords Insurance – What Do I Need to Know?
If you’re considering renting out a property, it’s essential that you have the right insurance cover in case something goes wrong. It’s common sense to cover your property because there’s always the chance that something will get broken or an unforeseen disaster, like flooding, will arise. You will also ...

 


What are My Responsibilities as a Landlord?

Renting out a property can be a highly lucrative venture, particularly in today’s market where the majority of young professionals are living in rented accommodation. If you’re fortunate enough to have a property in Britain’s capital, you’re in an excellent position to make real money ...

 


Why More than 50% of UK Rental Tenants feel 'Ripped Off'
A poll conducted recently in the UK has revealed that a massive percentage of tenants feel that they have been ripped off by private landlords and letting agents. With more people now renting privately than before, the worrying results of the survey could have profound implications for private landlords across ...


Combining Security and Profit With Commercial Property Investments
Once, commercial property investment was reserved for those willing to pour larger sums into their portfolio. Now, it is a much more open and accessible market. Everything from car parks through self-storage units up to hotels and business premises can now be seen in a number of more modestly-budgeted portfolios ...



High Student Property Investment Levels Continuing
The past two years have seen a rapid increase in the level of investment in UK student properties. According to recent data, this trend shows no sign of ending. A report commissioned by Pinnacle MC Global Network, which was titled Spotlight on UK Student Housing, has concluded that ...


Top Regions to Rent in the UK - Barbon Insurance
In 74% of cases in Britain, it works out cheaper to buy property than to rent on a long-term basis. Statistics indicate that buying remains the better option and is cheaper than renting in around three quarters of the locations studied, with average monthly mortgage repayments 8% lower ...


Hottest Property Areas to Invest in London - Wilfords
After six run-down garages in Fulham sold for £700,000 it’s hard not to think that any old place in London could be a gold-mine. But the reality is that property investors are more interested at what certain areas in London have to offer than necessarily the kind of property that they ...



4 Ways to Avoid New Property Scams - QuickMoveConveyancing
With the property market hot, prices rising and new lending rules being dished-out, many people are looking for all the help they can get to take the headache out of investing in property. But beware of a quick fix. Seminars and courses offering get-rich-quick schemes and advice might be tempting but . ...



Tips for Investors on the New Mortgage Rules - Housenetwork
The release of the Mortgage Market Review (MMR) sent ripples through the property market and warned investors and buyers of how they should keep an extra close eye on their finances to ensure affordability. The rules mark the biggest change in mortgage lending for the last decade and crack-down on the lenient procedures that caused excessive ...


Portfolio Rescue Case Study - Matthew Moody 12/05/14
At Wealth Success Alliance we receive lots of calls each month from property investors who over the last five years purchased properties that haven’t cash flowed in line with expectations. In some cases, the investors bought several properties through pitches from slick sales people and never carried out the appropriate research on them! 95% of ...

Is it More Profitable to Renovate and Sell On or Buy to Let? - Prelet
When deciding to invest in property, a crucial question that many people ask is whether to flip houses by renovating and selling them for a profit or buy property to rent it out and become a landlord in the process. It really depends on your financial situation and your goals, as well as what ...

 

Why Students Make Great Tenants - Peter Scully
The student property market has a reputation as one of the safest, most secure, yet most profitable forms of investment. In spite of this, many people are wary of taking students as tenants. Indeed, many buy-to-let mortgages include terms that do not allow student tenants. But in truth, these reservations are usually misplaced. Far from being a risk factor...


What gets you out of bed on a Monday morning? - Mike Clarke
Is it… The need to earn money to pay the bills or the willingness to achieve? For successful people it is all about Motivation and Mindset. Motivation is the driving factor behind the choices we make in life, it affects our decision making and determines the outcome of our choices, which in turn helps to determine our success rate.
Let me give you an example: I watched the ...


Property is a Game! - Matthew Moody
There’s only one winner and one loser in the property game – and that’s you!
Come what may, your fortune or losses depend on how YOU act NOW – not what John Smith down the road thinks about where the property market is going. In this article, I will share with you about how many investors are going wrong – and where the next opportunities may be ...

Now is the Time to Build your Own Home
In the midst of the struggling housing market, there’s an army of self builders who are busy building their way up the property ladder. Some housing pundits say that there has never been a better time to build your own home, and self build specialist BuildStore, is reporting a surge in self build land and finance enquiries. Many people dream of building their own home, and an estimated
......


10 Tips to get your Property Rented
Having a property rented out is great – so what can you do to ensure that it gets rented out even faster? Of course by enlisting the help of a good letting agent such as Garabys in Wokingham should be number one in your priorities – but before someone comes to view the property, there are certain things that you can do to make that prospective new tenant feel ...


Maintain to Keep Your Insurers Happy
It is important to keep your property in a reasonable condition. After all, your Landlords insurance will expect you to do so and any claim could be reduced or void if a lack of maintenance contributes towards a loss taking place, or being more severe than might otherwise be the case. But there are other reasons why this is important, not least of which is that well maintained and attractive properties can attract rents at the top end of the range for the type and ...


Rent to Own Overview - Shimon Rudich
There are two aspects to the scheme. Either part can be used independently of the other or used together. For simplicity, I have called the components the ‘Front End Option’ and the ‘Back End Option’. If used together this is often termed the ‘Sandwich Option.’ The scheme is generating a lot of interest from investors because it provides an opportunity to make money ...



How to Turbocharge Your Success - Simon Zutshi 03/02/14
It never ceases to amaze me how many people turn up to networking events to see what happens rather than having a clear objective about what they want to achieve from it. After all if you have taken the time to attend a network meeting surely you want to get a maximum return on time invested? In this article I want to explain how you can Turbocharge the results you get when networking.


Student Property - A route to long term Financial Freedom? - StudentDigz
We all know that without investing your money in assets, you will always be exchanging your time for money and who wants that? Especially when the reality is that you may have to work until you are 65 or even 70 just to be able to fund your retirement. The state pension is not what it used to be and people are growing increasingly worried as to whether they will able to ...



How Important is Mindset? - Simon Zutshi 13/01/14
I started investing in 1995 when I purchased my first home and rented out two of the rooms to friends to cover the cost of the mortgage. I slowly built my property portfolio learning the hard way, by trial and terror, making lots of mistakes but somehow managed to struggle through until I reached the point of financial independence at the age of 32. I am still learning and investing in myself which is the best investment, even better than ...


White Label Sales Progression for Estate Agents CUTS Fall Through Rates - CompleteMySale 25/11/13
Why is it outsourcing your sales progression can be good for customers as well as your business? Sales Progression is an essential part of the Estate Agent's sales process – each and every sales needs to be carefully and efficiently managed from the point a sale has been agreed, right through ...


Do First-Time Buyers Ever Think Home Ownership Is Possible? - Ascot Mortgages
The Government’s ‘Help to Buy Scheme,’ which brought forward plans to add to purchaser’s deposits from January 2014 to October 2013, was met with much interest. Eager first-time buyers, who felt that they might be able to get on the housing ladder, were quick to enquire. You can find out if ...



From Networking "Nerd" to Networking "Ninja" - 2 Local Investors... 4 Strategies... 1 night in Brighton - Sean Toole 04/11/13
It seems there are so many benefits to networking that many investors struggle to then get any results from their efforts, unless of course your name is Gary Silver or Steve Wood. Both of which will be sharing their experience of networking and getting some great outcomes as a direct result of ...



Is the Property Boom Good News or a Disaster Waiting to Happen? - Mike Clarke
As many successful property professionals will tell you, NOW really is a fantastic time to be investing in the UK property market, Buy-To-Let mortgages and alternative finance for property purchases are readily available with more and more lenders entering the market. There are also plenty of property deals out there just waiting for property investors to snap ...


Is Investing In a HMO The Right Strategy For You? - Matthew Moody 21/10/13
Not everybody should have a HMO in their portfolio. If you shy away from hard work and getting hands-on involved with your portfolio; then it may not be for you – but keep reading for a solution to this particular problem right at the very end. For those of you who like to get involved and want to add a high-yielding cashflow property to your portfolio, then ...


NOW Really Is The Time To Get Into Property! - Mike Clarke 14/10/13
Are You Taking Action? With a general lack of housing stock, rising UK residential property prices and strong tenant demand for rental properties generating decent rental yields, there really is no better time to get into UK property investment! Property investors are the driving force in the UK property market right now, slowly but steadily driving up the ...


The Fear of Finance! - Platinum Portfolio Builder 07/10/13
Since the economic crisis hit, property investors across the UK have been filled with fear and trepidation when broaching the subject of finance!
Investors have faced dramatic changes regarding finance since the carefree days of the early 2000’s, when decisions were based on minimal information and swung in favour of excessive lending to the masses. Confidence in ...


Resurgence in Foreign Property Market - Abode2 30/09/13
As further proof of the resurgence in the foreign property market, a brand new magazine, Abode2, has just launched, specialising in the finest resort homes and developments across the globe for investment, lifestyle, rental and retirement purposes. This is the first property publication to launch since 2007. A surge of investment interest has been stimulated ...


Increase Your Profile not Just your Portfolio: Now is the time to Speak like a Pro - Celia Dalaney 23/09/13
With an increase in house prices of 6% to June this year (Halifax) and a predicted recovery in the economy over the next two years (PriceWaterhouseCoopers) now is the time to start educating people in how they can make money in the property niche. If you are not already speaking about property ...


Learn How To Survive, Thrive And Profit In Property - Reena Malra 16/09/13
Reena Malra has said that she always hears this statement whenever she talks with other property investors: "It’s easy to do what you do when you have been doing it as long as you have been" and Reena is aware that they're right, but for her, it didn't start that way! Reena, just like many other aspiring property investors, had to face challenges and ...


Now is the Time to Get More Deals With Less Effort - Simon Zutshi 09/09/13
One of the quickest ways to find BMV deals is to contact other investors who are already finding motivated sellers and ask them if you can have some of their leads that they are not interested in or ones that they cannot convert. This is one of the strategies I teach on my one day “Property Investing Quick Start” seminars, because it is a NO RISK method of you obtaining leads immediately at NO ...


Could Istanbul’s Investment Appeal Have Surpassed Olympic Proportions? - SpotBlue 02/09/13
Being announced as host of the 2020 Olympics on 7th September would be the icing on the cake for Istanbul, in a year that has seen the Turkish city’s prominence on the global economic stage escalate, while neighbouring Western nations have suffered financially ...


Property Over Pensons Any Day - Platinum Portfolio Builder 27/08/13
If you don’t have an alternative to a standard pension, your chances of a long and luxurious retirement are pretty much scuppered. In making such a bold statement, my intention isn’t to set pulses racing with scaremongering, it’s simply to highlight the fact that the value of pensions is being eroded by time and, on the whole, people are doing very little about it.


Multi-Let Success - Peter Singh 19/08/13
Peter is one of the UK’s fast growing authorities on Multi-Let Property Management or Houses of Multiple Occupation (HMO’s) and yet he only started investing in property in March 2012, last year.
Initially Peter had very little funds to start his property investment career with and relied on claiming back overpaid Payment Protection Insurance (PPI) and ...


The Lifestyle that's Possible with HMO Properties - Paul Preston 12/08/13
In a previous article we looked at an HMO case study - one of my first HMO’s that makes a clear profit (after all costs ) of over £1,000 per month. This month, I’d like to share some insights into the lifestyle that’s possible with HMO properties. On this subject, the first thing I’ll say is this: we are all different, we all want different things and we all have different ...


How to Structure Property Instalment Contracts - John Wilson 05/08/13
Would you like to make a 5 figure monthly income from the UK Property market… In this video John Wilson gives advice to a fellow investor Graham, who emailed in to ask advice on how to structure the sale of one of his own properties on an instalment contract ...


Fix Repairs In Your Rented Property Or Else ... ngu Homelettings 29/07/13
Fix repairs in your rented property or the Housing Health and Safety Rating System Officer will come to visit - you do not want that! If you are a landlord who is not doing repairs at the moment and they are essential I urge you to think again! If you do not do an annual assessment of your ...


Pretend You're Skint to Get an Infinite Return on Your Cash - John Wilson 15/07
Picture the scene. You've got a super motivated seller who needs to sell their property. You've negotiated a good discount and you've persuaded them to let you take an option on the property. But there's a problem. There's a good whack of equity in the property. What do you do? If ...


HMO Planning and Article 4 - Paul Preston 08/07/13
In this article, we’re focussing on planning. I’ll be covering HMO Licensing in another article, but I’d like to make this distinction to start with – planning has noting to do with licensing, and vice versa. Often, people put ‘planning and licensing’ together, and although it is important ...


The 4 HMO Market Sectors - Paul Preston 01/07/13
In this article, I'd like to cover the 4 main HMO market sectors, all of which have their own pros and cons, all of which can be very profitable, but need different considerations and approaches. I have also included a real case study showing how HMO's can generate a clear profit of £1,000 per month ...


HMO's What and Why - Paul Preston 24/06/13
In this, the first of my series of articles about HMO’s and Multi-Lets, I thought it was best to start with the basics, so ‘exactly’ what is an HMO? HMO stands for House in Multiple Occupation. In essence it does what it say on the tin, it’s one house with multiple different occupants (i.e. un-related tenants)…..also known as a HiMO (‘i’ for in), multi-let or a house share ...


Why Aren’t I as Successful as I’d Like in This Property Game? - Matthew Moody
Over the years, I’ve spoken with hundreds maybe thousands of property investors and business owners and if there is one thing that I’ve learned; it’s the difference between success and mediocrity is just 2 millimetres. If you want to be successful in anything, you need to follow a vision and dream. It can’t be something you just go along with. You can't simply meander ...

Terms in a residential tenancy agreement: Part 2- Netlawman 10/06/13
This is part two of an article that discusses terms commonly found in residential tenancy agreements. Tenants have the right to quiet occupation. The tenancy agreement should state that the landlord or an agent (such as a tradesman) should be allowed to enter the property if reasonable notice is given in writing and the tenant consents. It should also state that ...


Terms in a residential tenancy agreement: Part 1- Netlawman 03/06/13
This is part one of a two part article that discusses terms commonly found in residential tenancy agreements. It does not seek to explain every clause or paragraph that might appear, but give an easy to digest overview of why a term may be included. We dive straight in below. The agreement should define clearly what is being let. In a business property lease, this...


Fraudulent Mortgage Applications on the Rise - Experian 20/05/13
Finding a competitive mortgage deal can be a real challenge for many, but an increasing number of Britons are choosing to use all-too desperate options to get the deals they want, including resorting to making fraudulent applications. Experian has revealed that for the sixth year running, mortgage application fraud rose in 2012 - this time by ...


Voluntary Lease Extensions from a Landlord's Perspective - Katie Cohen 13/05/13
I tend to find that there are two types of landlord client. The first are those landlords that insist on a statutory notice being served under section 42 of the Leasehold Reform, Housing & Urban Development Act 1993 (“the 1993 Act”). This enables tenants to extend their lease by 90 years in addition to the unexpired term of their lease. In return for a premium, the ...


A Beginners Guide to Leasehold Flats - Bernie Wales 29/04/13
Whenever Bernie Wales attends property investor networking events and he mentions he invests in leasehold flats, people take a step back, they take a sharp intake of breath and give him a look as though he’s trodden in something unpleasant. “Ooooh, I wouldn’t do that. There’s no profit in it – and any profit there might be is swallowed up by exorbitant service charges. You must be mad!”


Property Investment is Easier with Like Minded People! by Mike Clarke - 22/04/13
There are times when property investing can appear to be a lonely pursuit, as often close friends and even family don’t always understand or support the business practice of using property as a means to financial freedom. It is often said that property investors with a positive mindset should surround themselves with like minded people who do understand ...


The HMO Mystery - Why should the landlord be stuck with paying utility bills? - Arsh Ellahi 15/04/13
My property companies are businesses, therefore the more cash flow I can extract from a property, the more profit my company makes, simple. Landlords who share this vision often ask me how I manage to get my tenants to pay the utilities bills within my HMO’s. The answer is a straight forward one ...


Tax Day and New Years Day (History Rewritten) - Bobby Gill 15/04/13
Do you know why 6th April is Tax day? When did the New Year actually start, 25th of March or 1st of January? And was Christmas Day more than just a pagan/christian festival celebration, as it also coincidentally marked the start of the last Quarter of the Year? Did you know you can celebrate the Feast of Easter celebration again next month, as the ...


The Three HMO Rules - Jim Halliburton 25/03/13
Property investment is not difficult, I compare it to used car dealing except the figures are larger, the strategy is different and it is much easier. Property is less complicated than cars and the longer you keep property the more valuable it becomes unlike cars which usually depreciate. However, whilst you are waiting for your property to increase in value, you have to ...


How to Design a Good Leaflet - Mark I'Anson 18/03/13
What makes a leaflet 'good'? What's going to make people stop and read your flyer when it comes through the door instead of throwing it in the bin along with all the others that come with it? It may not be something they're actively looking for at that time but if it grabs their attention they will at least read it, and, if it then provokes interest or looks like a solution to a ...


Is Property Renovation the Route to Becoming a Property Millionaire? 11/03/13
In recent years there has been significant media attention on property renovation and the way in which it can transform investors into property millionaires. However, property is a huge investment, and failure to plan the project carefully could result in bankruptcy.
When investing in property, it is important to select the property and the area in which the property is ...

Property Investors Network


Why is Property Networking So Important to your Success? - Simon Zutshi 04/03
Today I am a financially independent property investor. The passive income from my properties more than covers my lifestyle. I don’t have to work. Instead I am fortunate enough to be able to follow my passion which is speaking and helping other people to become financially independent through their property ....


How to Avoid Being Asset Rich and Cash Poor - Bankruptcy Advice 18/02/13
No matter how much advice we are given throughout our lives, it seems that many of us in the UK continue to struggle to save our money. Indeed, statistics put the average Brit`s saving at 1500 little comfort in a financial emergency. Many of these are home owners, in particular property investors, with assets aplenty. So what can be done to avoid falling into the trap ...


How to Bring Back the Passion - Duane Alley
By this point, you’ve read a lot of causes of burnout and many suggestions for combating it. Are you still wondering why your head hurts every time you think about working on your goal?
Sometimes our goals seem fine. They’re measurable, we put a timeline to them and they’re things we really want (or, at the very least, think we want). But still they’ve lost their ...


HMO Regulations In A Nutshell - Matthew Moody 04/02/13
I get asked this question ALL the time so thought I should really put down the laymans simple guide to what the HMO regulations mean for you. Since the Housing Act of 2004, all HMO's (Houses of Multiple Occupation) have fallen under the regulations of the act. The regulations cover any investment property where two or more unrelated people share - so even if you ...

DPS: Things to Do To Ensure You Don’t Lose a Deposit - NGU 28/01/13
As all Landlords should be aware, in April 2007 it became Law that all Assured Shorthold Tenancy deposits must be protected in a Government authorised tenancy deposit scheme. There are three schemes to choose from; the most used probably being the free custodial scheme; the DPS (Deposit Protection Scheme). Whilst it is important to remember the key...

Lease Options and Sellers – How to Find Sellers Willing to Accept Your Option Offer – Part 2
- Mark Jackson 21/01/13
In the previous article we discussed how emotion is the great motivator when it comes to finding the right sellers who will work with your lease option solution. Finding motivated sellers is crucial if you want to succeed with property options, so you need to develop this key skill ...

Lease Options and Sellers – How to Find Sellers Willing to Accept Your Option Offer – Part 1
- Mark Jackson 14/01/13
Lease options are powerful tools, but if you can’t find the sellers willing to work with you, and accept your option offer, you won’t benefit from them. How can you find sellers willing to accept your option offer? What is the key? Please read on to find out exactly how you can do just that ...

Property Investing Resolutions For 2013 - Progressive Property 07/01/13
Let’s face it, as 2013 dawns up on us, we’re all here for the same reason; to learn about property investing from other investors and to hopefully improve and grow our own property business. (more info on exactly how to do that at the end of this article…)
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2012 ARTICLES
DECEMBER 2012


How to Get Moving - Duane Alley 31/12/12
Burnout Cause #4: You Don’t Know the Next Step - Burnout can often come when you are so overwhelmed with information, possibilities and ideas that you have no idea where to go next or how to get moving. It’s like planning a holiday, but you’re not sure where you want to go, when you want to leave or return, how you want to get there, or what you want to see along the way ...


Landlord Laughs 24/12/12
Just for fun at Christmas, here are some funnies about us Landlords. These have come our way from email and other sources and so we are unable to credit an individual. We hope you enjoy them!
Can you please tell me when our repairs are going to be done as my wife is ...

99% Of Joint Ventures Are A Waste Of Time! - Matthew Moody 17/12/12
It’s the Missing 1% That Makes Millennia Property A Force To Be Reckoned With! Every day we talk to dozens of investors on the phone – and every day we hear the same old stories, the same fears, the same problems and often the same excuses. But surely property can’t be that difficult – isn’t everybody making a ton of money?

Building a Business is Like Writing a Story - John Paul 10/12/12
The best ones have a start, a middle and an end. The top writers always sit down and plan the story long before they start writing. How’s it going to start? Who are the main characters? What’s the relationship between them? And of course, do they ride off into the sunset together? You must also treat your business like that. By planning a strategy and continually revisiting ...
 NOVEMBER 2012

Treble Your Conversion With Vendors
- Mark I'Anson 26/11/12
The cost of leads is quite high and the conversion rate is quite low – I aim to change that. We’ve sold property deals for a few years now and the amount of deals that ‘fall over’ is shocking. I couldn’t put my finger on why, everyone had a valid reason, every reason genuine – and then it struck me what the problem was. We might find out that the vendor won’t pick up ...

Are HMO's Right for You? - Matthew Moody 19/11/12
Not everybody should have a HMO in their portfolio. If you shy away from hard work and getting hands-on involved with your portfolio; then it may not be for you – but keep reading for a solution to this particular problem right at the very end. For those of you who like to get involved and want to add a high-yielding cashflow property to your portfolio, then NOW is the time to ...

Could You Save a Packet on Your Business Rates? - Eddisons 12/11/12
Running a business at any time can be difficult, but it is especially so in the current economic climate. Many start-up businesses are struggling to make it beyond the critical first few years, as they seek to establish themselves in the market. Even those that have been around for longer are finding things difficult and several widely recognised names have ...


Getting the Right Rent Guarantee Insurance - Critical Illness 05/11/12
Whether you are a landlord of just one property or you have a letting business, rent guarantee insurance could save you money if a tenant fails to pay their rent. However, with so many different policies to pay out for, is it really worth the money or should you risk being uninsured? In today`s fragile economy nobody`s job is secure and even your tenants ...

 OCTOBER 2012

Unoccupied Property Insurance - Simply Finance 29/10/12
If you are investing in property you will want to make sure that your investment is as safe as it can be. When a property becomes vacant or is unoccupied there is a greater risk of damage occurring. It is, therefore, vital to ensure that you have adequate insurance protection in place that will pay out a claim if you find yourself in a position where you need to make one ...

Self Managing a Buy to Let - Turnkey Landlords 22/10/12
Buy to let property continues to be an extremely popular investment in the UK. As shown by a recent Paragon Mortgages survey, the vast majority of buy to let landlords are reporting a stable return on their investment, and many feel that tenant demand is increasing. Though the shortage of housing is affecting the availability of both buy to let and residential ...

You've Got to Have a WHY - Duane Alley 22/10/12
So you feel like you’re making progress, and you regularly take breaks to let your batteries recharge, but you still feel a general malaise and a lack of motivation. What’s up with that? The answer may lie in your end goal. You may think, “I know why I’m working twelve-hour days: I want to get my business off the ground.” And to that, I respond: “Yeah, but…”


Universal Credit: A Cloud of Uncertainty? - NGU Homelettings 15/10/12
Over the last couple of years we have tried to keep our landlords up to date with the on-going changes to housing benefits.
In late 2010 we started to publish articles about the pending reductions in LHA that were to take effect from April 2011 and in late 2011 we published further articles about additional changes that affected under 35’s from January 2012 ...


Lease Options Are Like Tomatoes - Mark Jackson 08/10/12
Lease options are powerful tools for creating financial freedom. What makes that statement true? How does that affect you? Please read on to find out more. Lease options and tomatoes…
Tomatoes change with time. Green ones are toxic. Red ones are not. Timing is key. Imagine being able to harness that! You Joint Venture with Time to transform something toxic into...


Is Buy to Let Still Good for ExPats? - Kate Faulkner
Buy-to-let properties are an attractive source of income for expat investors and looking in your home country is a particularly alluring prospect. A home back home provides a safety net for Britons abroad, and a diverse portfolio can also form part of your pension. Holiday lettings often benefit from a coastal location, but it's the capital that remains truly popular for ...
 SEPTEMBER 2012

Furnishing a Holiday Home - Fiona Fullerton 24/09/12
The difference between decorating a rental investment and a holiday home investment is that where a rental property must be very neutral to suit all tastes, a holiday home can feel a lot more like your own personal home and should have a very comfy, lived-in, child-friendly ambience. According to the holiday rental companies, the very traditional, cosy cottages ...

Squatters - Get Out OR Get Arrested! - Redstones 17/09/12
Squatting in somebody’s property or home has been a criminal offence for a long time, yet only where there was evidence of forced entry, break in, burglary or criminal damage. This meant that if squatters occupied vacant or abandoned properties and were careful when entering, perhaps via an open window, they weren’t necessarily breaking the law as puzzling ...


How to Stop Spinning Your Wheels - Duane Alley 17/09/12
There’s a reason that a hamster running on a wheel inside a mesh cage has become western civilization’s classic icon of a wasted, purposeless life. Who wants to work so hard, day after day, just to remain in the same place? Unfortunately, this is how a lot of people feel about their lives: That they work and work and work – never making any progress or
...


Positive Signs in UK Buy to Let - Alan Forsyth 03/09/12
Buy to let has been getting some excellent press recently and it is easy to see why more and more individuals are turning to buy to let to provide for their financial futures. Let’s look at the key areas: Income Streams from Property - Yields are up. While income levels have plateaued in the UK, rents have continued to increase across the country. The average rent paid ...


How to Rent out a Spare Room on the UK’s Biggest Property websites!

Thinking about taking the plunge to rent out a spare room, here are some of our top tips! Since the start of the economic slowdown, more and more home owners in the UK have opened their doors to lodgers in the hope that the extra income will help to maintain their mortgage payments and ultimately keep a roof over their heads! On the flip side of the coin ...

 

 

AUGUST 2012


Do I Need a Letting Agent to Manage My Rental Property? A Quick Guide to Letting Agent Fees - Lettingaproperty 20/08/12
Most High Street Letting Agents would offer 3 standard services namely: 1.Tenant Find Only 2.Rent Collection 3.Full Management. In this article we look at the differences of these services and ways in which you can save money on your letting agent fees ...

Where Can You Find The Cheapest Rental Properties? - Lettingaproperty
With the ever increasing price of food, fuel and household utilities the cost of living is fast becoming a daily worry for many UK tenants. More and more are looking to downsize to smaller properties to save a few pounds on rent each month or are even seeking out rental accommodation further a field in the hope of lower rental payments and cheaper living costs ...

Stop Complaining And Do Something About It! - John Paul 13/08/12
Ok so it’s a bit of a controversial title but I feel its necessary. Since I’ve been going to more and more networking events it still amazes me as the amount of investors that are sitting there feeling sorry for themselves blaming the current economic climate, or the banks, or the mortgage companies, or who ever it may be that they are the reasons why they cant invest or make money in property.

Tenant Evictions and Arrears on the Increase - Lettingaproperty.com 06/08/12
The number of court orders to evict tenants is up 9% in the last year, and look set to rise further. The number of tenants in severe rental arrears is up by 13%. However, the impact of tenants’ arrears has yet to filter through to landlords, with total buy-to-let mortgage arrears cases falling by 12% in the last year. According to research by Templeton LPA, which ...


How to Stop Burnout - Duane Alley 06/08/12
Burnout is not something that fits into an easy definition but you definitely know it when you see it – or feel it!
It’s that general malaise that has you pulling the covers over your head instead of leaping out of bed. It’s the sudden urge to head to the airport instead of back to the office after lunch. It’s the no-energy, no-motivation, no-dreams state of mind ...


Is a Tenancy Agreement Legally Binding if it is Not in Writing? - Lettingaproperty
What is the difference between written and verbal tenancy agreements?
We are often asked this question by our landlords, “Do I really need a written tenancy agreement, as I know the tenants personally, could I not just agree it verbally?” The simple answer is yes, a verbal agreement is as legally binding as a written agreement, however, we would never advise you enter into one.

 

JULY 2012


End of Tenancy Cleaning - M & K Cleaning 30/07/12
Landlords across Britain often encounter problems when tenants vacate a property, either suddenly or at the scheduled end of a tenancy. The problem is that not all tenants are clean, tidy and respectful of the landlord`s property. Many leave a mess, while others create hygiene problems. Some even cause physical or structural damage to the house or flat ...


Do you need an HMO licence? - Lettingaproperty.com 23/07/12
House in Multiple Occupation (HMO) is a commonly used term in property letting. However, few landlords really understand what it means and whether it applies to their rental property.What is an HMO?The term House in Multiple Occupation refers to a rental property which falls into one of the following categories ...


The Best 5 Questions to Ask Estate Agents to Get Them to Bring Motivated Sellers to You. PART 2 - Simon Zutshi 23/07/12
In this Part Two of the article, I will share with you what to do once the Estate Agent has given you a motivated seller lead as a result of asking these questions. Once an agent gives you a lead you need to act quickly. First of all you need to fact find form the Estate Agent to get as much information
...


Top Tips for Advertising your Property Online - Lettingaproperty.com 16/07/12
When advertising a rental property online it is imperative that it is done properly.You want to show the full potential of that property and to let prospective tenants know what makes your property a cut above the rest. You need your property to quite literally scream “Rent me” and ...


“Keep on Trucking” - An Investors Success Story - Progressive Property
How did you get into Property?
  I got into Property by watching Sarah Beeny’s shows on TV and seeing what they did. Something came through the post from Inside Track. That was a day in Birmingham back in 2006 and then my wife Claire and I went on a two-day course. It did give us a lot of knowledge and it pushed us to go into Property. We met up with a couple Jason and ...

Do You Need Landlord Insurance? - Lettingaproperty.com 09/07/12
Landlord’s Insurance is insurance cover which safeguards the landlord against certain financial losses sustained in connection with his rental property. The short answer to the question is yes, yes, yes! With the ever increasing demand for rental property, landlords need to safeguard their properties, and their rental income, against any eventuality. A general policy will include cover ...

The Best 5 Questions to Ask Estate Agents to Get Them to Bring Motivated Sellers to You. PART 1 - Simon Zutshi 09/07/12
You would think that estate agents would be an excellent source of motivated sellers. After all, the estate agents will know when a sale has fallen through, or if the seller needs to sell in a particular hurry. This is all good in theory, but I often hear investors complain that they cannot get any good ...

Steps to Take to Avoid Late Rent Payments - Lettingaproperty.com 02/07/12
The best way for landlords to protect themselves is to avoid picking the wrong tenants in the first place. Yes, it is true that anyone can fall behind with rent – particularly amid economic uncertainty. However, landlords can potentially reduce their risk of being plagued by tenants in arrears by carefully screening their prospective suitors before handing over any contracts.

Renting Out Your Home During the Olympics? - Intasure.co.uk 02/07/12
Not long now and London will host the Olympic and Paralympic games and every hotel, bed and breakfast and hostel is expected to be fully booked. Throughout the duration of the Olympic Games places to stay will be in high demand as spectators look for a base that is close to the action. In response to this many home owners in London are considering renting out ...

 

JUNE 2012


What’s Next – Credit Checking for Pets! - Lettingaproperty.com 25/06/12
What is the UK’s most popular pet? According to the pet food manufacturing association (PFMA), there are currently over 22 million pets in the UK within 46% of UK households. If your answer to the above question was the Dog, you would be forgiven to learn that you would be wrong!


Funding a Renovation Project - Buildstore 25/06/12
Bringing a dilapidated property back to life can be extremely rewarding, but arranging the finance to purchase a property and fund the renovation work needed can be challenging. BuildStore, self build and renovation finance experts, explain the options. With hundreds of thousands of empty homes in the UK, there are plenty of opportunities if you are looking to renovate or convert a property ...


Scotland Due to Launch first Tenancy Deposit Scheme - Lettingaproperty.com 18/06/12
July 2nd will see the launch of Scotland’s very first Tenancy Deposit Scheme requiring all tenant deposits to be secured with a Government approved custodial scheme. The regulations to provide these deposit schemes became law in Scotland on March 7th 2011. The schemes, which will be assessed and ...


How to find a tradesman – Phil Spencer
18/06/12
Getting the builders in can be a daunting prospect, especially if it’s a large project. For specialised jobs such as electrical repairs, boilers and plumbing jobs I would always advise calling in an experienced tradesman – I have seen enough bodged DIY projects to know that a specialist job requires a specialist! There are pros and cons to hiring a tradesman. The obvious advantage is ...

When can a Landlord Forfeit the Lease on their Rental Property? - Lettingaproperty.com 11/06/12
Sadly, there are tenants with common problems for many landlords these days. Perhaps by failing to make their rental payments or refusing to repair damage caused to the property, which, ultimately, brings about not only financial loss for the landlord but also the issue of how the landlord can remove ...

Top Property Tips if You are Renting for the Long Term - NGU Homelettings
My brother Nigel and I own over 150 properties and with over 500 properties under management you can imagine we have seen quite a lot over the years from tenants. What we thought was best when we first started has definitely changed as a result. The way we now develop our properties and the properties that we manage for landlords is now based upon these ...
MAY 2012

Landlords Considering Student Rentals - Lettingaproperty.com 28/05/12
Letting out a property to students can be a particularly lucrative area of the rental market to get into and, with students on the increase, it’s definitely worth thinking about. If you are considering renting out your property to students, then here are a few points to consider: It goes without saying that, in order to attract the interest of students seeking rental accommodation, your ...


HMO for LHA Tenants - John Paul 28/05/12
For this latest article I have been asked to talk about HMO’s. As many of you will know my portfolio is quite diverse, I have LHA tenants, HMO’s, Lease options, commercial properties just to name a few, so we thought it would be quite nice to tell you about a HMO project a recently did and how it turned out ...


How a To-Let Board Can Help Let Out Your Property - Lettingaproperty.com 21/05/12
Whichever method of advertising you choose to let out your property, it makes good business sense to boost your marketing campaign with a To-Let Board. Word of mouth is a very powerful tool and, with rental properties currently in such high demand, if local people in your area can see your property is on the ...



How to Make Sure Your Claim is Completed in 14 Days - John Paul 21/05/12
How quickly should a claim for LHA be paid? Once the Local Authority has received all of the information and evidence it requires from the Claimant, it must:
Reach a decision on the claim within 14 days or as soon as reasonably practicable after that; Notify the persons affected ...

Living/Moving Overseas and need to Let out your Property? - Lettingaproperty.com 14/05/12
It’s a well known fact that more and more UK citizens are moving abroad, this could be for a number of reasons including cheaper living costs, higher paid employment or perhaps just a change of scenery and warmer climes, but this poses the problem of what to do with the property they leave behind ...

False start to Olympics - Julie Ford 14/05/12
Many of you may have heard the recent Radio4 programme reporting the increased trend of unscrupulous landlords who are attempting to cash in on the anticipated high rents that the Olympics is hoped to bring. With less than 80 days until the official opening ceremony, Landlords and agents alike are getting excited about the chance to cash in on the rental demand. Enquiries are up ...

The Law Regarding Dilapidations - Lettingaproperty.com 08/05/12
Dilapidations are the repairs for which the tenant is responsible for carrying out before vacating their rented property. However, few tenants living in rented accommodation will be aware of the law regarding Dilapidations or the possible compensation claims surrounding them.
It’s always advisable, before signing a tenancy agreement, for a prospective tenant to seek legal advice ...

How to Get LHA Paid Directly by the Local Authority - John Paul 08/05/12
The biggest problem caused by the LHA Scheme for Landlords, and the main reason why so many Investors choose not to entertain LHA Tenants, is that the Tenant is now being paid the initial payment and Allowance, and they are not passing it on to the Landlord – in other words - they are spending the rent! Not all LHA Tenants are like this, but the vast majority that we have ...

APRIL 2012


UK Online Letting Agents – What do they do? - Lettingaproperty.com 30/04/12
Many articles have been written, videos published and presentations made to the UK landlord on what typical services an Online Letting Agent provides. In case you missed any of the above communications, the below article explains in simple terms what they do.
Online letting agents are letting agents that work for Private Landlords online. They generally do not have a ‘shop fronts’ ...


Grand Designs or Delusions of Granduer? - Julie Ford 30/04/12
With the TV programme Grand Designs now in its 13th Year it’s no surprise to learn that over 14,000 people a year are opting to build their own home, Yet our self-build industry still lags behind much of the rest of the world, with the opportunity to build your own home seen as something only for a select wealthy few. Last year some of the country’s largest builders could not erect ...
Rental Property on the Rise in London - Lettingaproperty.com
Research suggests that despite the current economic climate, between the months of March 2011 and March 2012, landlords with properties in central London saw a 3.7% increase in their rental growth, equating to an average rent of £2,430 per calendar month, with properties in the Covent Garden area being ...


Is Eviction Against Human Rights? - Sally Lawson 23/04/12
A social tenant Rebecca Powell, has just won her case against Hounslow Council, in a ruling by the supreme court, that she cannot be evicted as it is against Article 8 in the European Convention on Human Rights, to be evicted, even though she was in £3500 worth of arrears. A further case has recently been submitted to the appeal court from a PRIVATE TENANT against an ...


Energy Performance Certificate and Gas Safety Certificate Requirements - lettingaproperty.com
Energy Performance Certificates or EPCs are a compulsory requirement for all homes on the property market, this includes rental properties and, by law, a landlord is required to provide his tenants with an EPC when they move into the property in question. At present the property owner is required to ...


Top 10 Tips For Buying Overseas Property - Dave Lawrence 16/04/12
Buying a property in another country can be both a rewarding and an exciting prospect for many property investors who have always dreamed of owning their own piece of their favourite holiday destination, but investors are warned not to let their hearts rule their heads. It’s crucial to seek the right advice and try not to cut corners. The principles that property investor should stick ...


Know Your Rights? Landlord & Tenant Responsibilities
- lettingaproperty.com
Do you know your rights whether you are a landlord or tenant? When a tenant moves into rented accommodation it can often be very confusing trying to establish which aspects of that property come under their responsibility and which aspects are the responsibility of the landlord. More often than not even the landlord isn’t fully aware of his responsibilities and this can ...


More Information is NOT the Answer - Duane Alley 10/04/12
More and more people (services givers, information professionals, teachers, trainers and coaches) are entering the market or shifting focus to offer business, money-wealth and financial programs. They are selling the opportunity of the opportunity. And it’s definitely needed ...


Tenant Referencing – It’s a ‘must do’ for UK Landlords! - lettingaproperty.com
A landlady with 8 years’ experience in the lettings industry and 20 properties under her belt, had her worst fears realised when she let out a property in Seven Sisters, north London, to four students. Although the landlady had requested references from the students she hadn’t had the new tenants properly referenced and later found out that the references she was given were bogus ...


Granny Tax Budget Could Help Property Investors - Mike Clarke 02/04/12
Last week saw the third coalition Government budget, and again the focus was centred on UK business growth. However, some of the extra investment and tax reduction measures announced by the Chancellor, George Osborne, could help boost the UK property market and Buy To Let investment in particular. The Chancellor of the Exchequer made 10 statements that could affect...
MARCH 2012

2012 could prove to be a challenging year for the PRS - Sally Lawson 26/03/12
The Supply and demand over the last 5 years has been somewhat of a rollercoaster, with a mass influx of "accidental landlords hitting the market in 2007" when the property market crashed, followed by a reduction in housing stock hitting the rental market due to lack of mortgage funding availability shortly after, which we are still suffering from today although It is hoped that the ...

What to Look for in Property Management Software - Amer Siddiq 19/03/12
Property management is hard enough by itself so choose the right software program to help you. No more hand scribbled notes and mountains of paper! Prices for property management software can range from £100 to £10,000 (or more), so don't buy more than you need and focus on what you are really looking for ...

How Can You Tell If A Property Can Be Used As a HMO? Part 2- Matthew Moody 12/03/12 
So, you've found a property which is near town, near some local facilities, has some element of off-road parking and looks fairly attractive from the outside. So, you can now buy it? Right? Wrong... What you need to do now is a thorough evaluation of the inside and the more you do, the quicker it will get for you ... 

LHA - A Dirty Word? - John Paul 12/03/12
Seeing a niche in the market regarding LHA, Castledene Property Management set their target market to landlords with DSS tenants and in only 3 years they now manage over 1000 properties, with 900 of their tenants being on LHA. They also get paid direct from the council, on over 97% of those tenants, so what...

How to protect yourself from Property Theft and Tenant Identity Fraud - Sally Lawson 05/03/12
In times like these people will stop at nothing to make a fast buck from the misery of others and the property world is as attractive and available to fraudsters as any others today. Headlines were hit last year when Landlord Donna Jeavons and her friend bought a house in good faith through a reliable professional ...


How Can You Tell If A Property Can Be Used As a HMO? Part 1 - Matthew Moody 05/03/12
This is an interesting one - and a question I get asked ALL the time! There's basically a couple of schools of thought on this and the simple answer is - it all depends on how much cashflow you want to make! Generally speaking; when you convert a property into a HMO, you normally include the bills as part of your rent. Now given that bills can be as much as £130 per tenant per ...

FEBRUARY 2012

Is Honesty the Best Policy? - Bobby Gill 27/02/12
Do you tell people the truth in business, relationships and in what you do? Do you offer guarantees you don’t plan on providing or making promises you know you can’t keep? When you say you’ll do something or won’t do something – it is your actions that will speak louder than your words. Fakes and liars usually get caught out eventually, so why start that way? Do you have a hidden agenda ...

Defining an exit strategy - When is it time to get out? - Dave Lawrence 20/02/12
Getting out of repossession investing is as important as getting in. After all, you do not want to get stuck with a portfolio of liabilities. You want to cash out on your investment as fast as possible, which is the reason having an exit strategy is important. Any means by which an investor gets something out of ...

Why Do So Many Letting Agents Steer Clear Of HMOs? - Sally Lawson
The word on the town is...HMO (House of Multiple Occupancy) properties are the lucrative way to, not only make your property deals stack up, but give you very high yields, compared to standard lets. However, HMO management is always a challenge, even at the best of times, so for anyone deciding to enter this perceived cash cow area of property lettings is very tempting ...

The 7 Forces of Achievement - Duane Alley 13/02/12
We are “achieving” all the time; in fact, everything we accomplish (or don’t) is an achievement of sorts. There was some action or inaction that created the result as it stands. So it stands to reason then we are very “successful” at “achieving” exactly what we are getting now. Why is it then that so many times we’re NOT happy with our “achievements” and we certainly DON’T see them as successes?

Tracking Rental Payments with Rent Management Software - Amer Siddiq
You may invest a great deal of time in managing a rental property. It is not easy to manage your assets such as your property. Any error committed can be a costly affair. As a professional landlord, you must practice the habit of choosing the right tenant for the right property. Collecting the rent in full and on time, may be quite challenging to you. Good rental property software can help ...
 JANUARY 2012

Top 4 Buy-to-Let Tips – Interview with Fiona Fullerton 30/01/12
If you’ve thought of investing in the buy-to-let market, our ambassador Fiona Fullerton has got plenty of advice for you. As a landlady with flats and offices in London and Oxford, she knows the ins and outs of the industry. Here she answers some questions, that might shed some further light on the situation ...

A Few Ways to Make 100K from Property - Progressive Property 23/01/12
Our challenge: to make £100,000 in property. Is it easy? Not if you are starting out. But it is simple to follow a proven system that has succeeded before you. Will it require some work? Yes. May you make some mistakes along the way? Sure. But with a little dedication, and armed with the right knowledge it is very possible as this article demonstrates. So ...

Fly in Olympic Ointment for Londers - Julie Ford 23/01/12
As the Olympics draws ever closer, more and more homeowners are rubbing their hands together in anticipation of the money they can potentially make from renting out all or part of their home to foreign tourists visiting for the Olympic games. There is a plethora of websites popping up specifically designed to help homeowners make a killing during the month the event ...


Your Property Predictions for 2012? - Progressive Property 16/01/12
From 30K credit card debt to 5M in income & 20M in assets in 4 years - All this Will be Revealed:
• The Death of Mortgages & the Movement of Seller Motivation
• New 2012 Strategies for Raising Other People’s Money Without Banks?
• A Weird Property ‘Guru’ for 2012 You Didn’t Expect
• ‘While it’s stuck in Your Head it’s Costing You Money’
• A New, Borderline-Legal, No Money Down Multi-Let Income Strategy

Builders Like Litigation are Best Avoided! Part 2 - Jim Halliburton 16/01/12
If you need a builder now instead of waiting you will need to use your land lording skills in selecting tenants to choosing builders but not be so fussy. You will have to get involved and manage them on a day to day basis after all how many GCSE’s does a builder need? Answer, None! Builders, without wishing to be patronizing are often fairly simple people out of their depth with things like quotes ...


2012 Market Update - Alan Forsyth 09/01/12
Hope you are well – and have had a good 2011! Here at Property Secrets we have had our busiest year for 5 years, and sourced over 500 properties for clients – as w well as increasing our own portfolios. So how do we see 2012 for property investors? We end 2011 pretty strongly cconsidering the doom and gloom all around us economically, with house prices, according to Nationwide; ...


Builders Like Litigation are Best Avoided! - Jim Halliburton 09/01/12
In my experience there are no good builders they all range from at the best, imperfect to extortionists i.e. criminals. I would like to be able to advise an investor to buy property that does not need building work or is within their DIY capability. If you do not have DIY skills, learn it, it will save you far more money that most people can earn working for someone else. Having said that I ...
 
2011 ARTICLES


DECEMBER 2011

 


Countdown to the Holidays – Time to Get MAD - Duane Alley 19/12/11
Imagine you are traveling on a super-highway (your own personal business start-up or mega-growth super-highway) and you have been traveling along well so far. You’re probably at a good speed coming into that end of year turn and this is where the problem comes in – there’s an EXIT RAMP up ahead. Since we were kids we have been programmed to take it and so were our parents and ...

The Warren Buffett’s Investing Blueprint for serious 'Contrarian' Investors Only - Progressive Property 12/12/11
Buffett, at one time the richest man in the world, is the richest, most successful and high profile Investor living on the planet. So there's no better way to build your investment rulebook and blueprint that stands the test of time and virtually guarantees wealth (provided you stick to them of course) ...

Buy to Let Caveat Emptor - Mike Clarke 05/12/11
Buy-To-Let investment in the UK is still unregulated, and the Latin phrase ‘Caveat Emptor’ – “Let the Buyer Beware” is a clear warning to anyone wanting to explore the current popularity of BTL investment. Nobody likes being ripped off, least of all property investors who are looking for the services of others. I keep reading headlines in the press, online blogs, investment forum threads and trade ...
NOVEMBER 2011

How and Where to Find Private Investors with money to Invest in You - Progressive Property 28/11/11
Following on from last weeks article ...Before you rub shoulders with millionaires, it is essential to know what you are looking for exactly. If you are looking for a chalk and cheese JV, or a business partner, it is not just about finding people with money. I have a whole host of content on striking chalk and cheese JV's ...

Housing Benefit…. Are you ready for more changes? - Julie Ford 21/11/11
In November 2010 the government announced the controversial new cuts which were to be made to housing benefit we saw this come into force across the country from April this year. These cuts saw thousands of households in receipt of Local Housing Allowance (LHA) who pay rent to a private landlord facing losses of more than £50 a month. The decision was widely criticised by homeless
...

How to structure a JV deal to overcome private investors objections & reduce their risk - Progressive Property 21/11/11
We all know that finance is THE BIGGEST objection for most people as to why they can't invest in property. With finance getting tougher, Joint Ventures is one of the best strategies to bypass personal finance and continue to build a property empire whilst others are scratching their heads trying to get BM mortgages ...

Property Renovations - Jeff Bell 14/11/11
We’ve been investing in property since 2006, predominantly in the BTS area in Lincoln. In this article we’ll provide valuable content regarding the overview process of marketing for opportunities through to the sale of the refurbished property. Online - There are many different areas to find property deals in this current climate and with investors willing to work together more than ...

Goals Vs Outcomes - Duane Alley 14/11/11
So many people I hear talking about or even teaching anything in relation to achieving goals tend to use these words "goals" and "outcomes" interchangeably like they mean the same thing. I am adamant they don't. When I'm working with Clients or Students I talk about both goals and outcomes as separate …

Military to Jump Housing Queue - Julie Ford 07/11/11
Back in May of this year the government announced that housing for military families would be addressed under the Military Covenant this would include plans to give military personnel priority in the Governments FirstBuy scheme, where purchasers receive equity loans from the government and house builders, leaving them with a smaller deposit to find ...

Lets Party! - Steve Foley 07/11/11
I have been asked to give a background on what I do & have done – I’m surprised that anyone would even be interested, however, readers may be surprised at ‘where I’ve been'! Last Tuesday - 1st November, I turned into an OAP & so a reflective moment is OK I guess – I’m always forward looking to the next event or deadline that I rarely have the luxury of time to contemplate on, what has ...

 

OCTOBER 2011


Finding the Deals - Fazal Ullah 31/10/11
Where are they and who’s got the deals? Well, let’s look at the people that fall into the category of ‘desperate seller’. Someone who has debts who may have put their head in the sand. They may have letters coming through the door or they may have the debt collection companies chasing them. They may have phone calls at ungodly hours during the night and day or calls at work ...

Green Living is Here - Julie Ford 24/10/11
The new coalition Governments coveted Green Deal, which is an attempt to insulate British homes and reduce energy usage and costs has today, made it into the statute books as the Energy Act 2011 and is now law, the Green deal is set to be introduce in late 2012. The Green Deal, as it will be known, will revolutionise the energy efficiency of the nation’s homes, it will allow energy...


Can You Make HMOs Work on Your Own - Matthew Moody 24/10/11
HMO’s can work well and HMO’s can also crash and burn. My aim is to ensure that you are one of the prior mentioned and that you invest in HMO’s safely, wisely and ethically.
Buy in the right location! This is the first key point to cover – get it wrong and you risk your entire investment. I hear so many tales of investors who want to run a HMO in a village or a rural area – or worse yet are ...


Is Your Home Insurance Ready for the Winter Chill? - Castle Cover 17/10/11
With winter well on its way, all homeowners should make sure that their properties are covered by home insurance before the changing weather conditions cause any problems. Obtaining home insurance from a reputable provider such as Castle Cover is not enough, homeowners must also make sure that their policy is sufficient to cover any losses that they may incur ...

How to Correctly Gift Property to Spouses - Sara Laing 17/10/11
Property letting can generate a useful income stream for a spouse who has little or no other income to soak up the annual tax-free personal income tax allowance (£7,475 for 2011/12). However, property ownership needs to be arranged correctly to gain the maximum tax advantage.
In England and Wales property may be owned by a couple as ‘joint tenants’ (where each party holds an ... 

Tenant Deposits; accidental landlord still clueless about law - Julie Ford 10/10/11
When the tenancy deposit scheme was introduced as law on 6 April 2007, it stated that all deposits taken by landlords, or their agents, from tenants on an Assured Shorthold Tenancy (AST) must be protected by a government-approved scheme, it was very much a new concept often not fully understood or backed by landlords and so the media campaign followed, we were bombarded from ...

Property Title Fraud Costs Land Registry £26 Million In Compensation - Mike Clarke 10/10/11
The Land Registry is the UK Government department that records Land & Property ownership in England and Wales. Since 2006 it has been possible to obtain land certificates online, since then there has been a dramatic upsurge in criminals taking out mortgages on property they do not own, leaving the real ...


Is it Really Possible to Recycle Your Cash in 2011? - Matthew Moody 03/10/11
There have been a lot of doomsayers lately stating that it’s not possible to legally leave no money in a property deal. Well, you’d probably be right if you are dealing in the residential market. But what if there was a way through a commercial bank to deal in both the residential market and recycle your cash again and again ...

SEPTEMBER 2011

Rogue Landlords; Urban Myth or Letting Reality? - Julie Ford 26/09/11
Since Channel 4 aired the Dispatches episode highlighting the appalling way some landlords run their properties, the media have jumped on the rogue landlord bandwagon with vengeance and the documentary has certainly stirred up new calls for mandatory licensing of landlords and letting agents. The housing charity Shelter has published New research revealing that rogue landlords are ...

Universal Credits ... Err ...Make That Arrears - Mike Clarke 26/09/11
With 3.4 million Private Rental Sector properties in England, Private Rental Sector Landlords and tenants are being warned to protect themselves against scams. Landlords and Lettings Agents are pushing rents ever higher with demand for rented property exceeding supply, even though the number of PRS properties ...

100% Mortgages Are Back And Here To Stay? - Alan Forsyth 19/09/11
There were several headlines last week announcing Aldermore bank’s new 100% mortgage launched last week aimed at first time buyers. Aldermore are one of the newer banks – only opening in 2009, and we have found them pretty refreshing to deal with. They are however taking no big chances on this product ...

Repayment v Interest Only - Bobby Gill 19/09/11
This has always been a popular topic for property investors. Should they keep their payments low or high and build some more equity? Should they pay off their debt as they go along or pay it off at the end with the sale of their property? There are a few options to consider but what is best for you? Well only you know the answer to that but let me first give you some facts (or things I believe ...

Pension v. HMO Properties? Where would you place the money? - Matthew Moody 12/09/11
Everyone reading this article is interested in their present and future net worth; that’s why we invest. The reason for choosing property is that we all know, in time it delivers stable solid growth and income. As the saying goes, it’s as “safe as houses”. The problem for many people though is they do not have enough ...

Beware of Rental Scams - Mike Clarke 12/09/11
With 3.4 million Private Rental Sector properties in England, Private Rental Sector Landlords and tenants are being warned to protect themselves against scams. Landlords and Lettings Agents are pushing rents ever higher with demand for rented property exceeding supply, even though the number of PRS properties ...

Riots - The Real Cost for Landlords and Tenants - Julie Ford 05/09/11 Exclusive!
With the recent, well publicised riots, London has seen the worst arson and looting attacks since 1985 in Tottenham, Walthamstow, Brixton, Hackney, Peckham, Ealing, Croydon and Clapham Junction, but the violence has not been confined to the capital, spreading to Birmingham, Liverpool, Nottingham and even Bristol. It is estimated the riots have caused over £200millions worth of ...

Advice on Buy to Let - Alan Forsyth 05/09/11
Whenever I am asked what area of property investing investors should go into, I almost always will say go for buy to let and will relate it to business. Many investors however still do not buy the correct property to fit the criteria they should look for. If you think of large businesses and how they measure growth and performance - they will continually talk about growing by either opening ...
AUGUST 2011

Buying Fresh Air - Paul Gelder 30/08/11
Imagine if you bought a property and then realised that the person you bought it from didn’t own it and had never owned it! This type of fraud is rapidly increasing and often targets Landlords and other absent owners. The chances of this happening to you are growing and growing. This article will help you avoid becoming a victim ...

Investing In Your Property Success - Connect UK 22/08/11
Connect UK is Britain’s leading organisation whose expertise is sourcing properties with real value in terms of yield and purchase price. With over 20 years property experience Connect-UK have supplied some of the UK’s most successful property investors by sourcing and supplying their most lucrative property investments. Literally 1000’s of property investors receive our list of investment ...

The Quickening - Bobby Gill 22/08/11
Many of my Blog readers are property investors, business owners and I share this with them (and you) because I know they are also human beings with heart and souls. You don’t have to admit you believe the same but I know you do. Y
ou will find your approach to do business constantly having to evolve and change to meet the needs of the changing environment and marketplace. It’s not time to just upgrade but as one advert puts it, upgrade your upgrade!

Using Lease Options to Create Your Financial Freedom - Mark Jackson 15/08/11
Lease options are powerful tools for creating financial freedom. What makes that statement true? How does that affect you? Please read on to find out more ... Tomatoes change with time. Green ones are toxic. Red ones are not. Timing is key. Imagine being able to harness that! ...
Detroit House Prices Are Rising - Is Detroit To Be The Fastest Recovering Economy Ever Seen In Years?- Alan Forsyth 15/08/11
It is no secret to the rest of the United States and indeed the world that Detroit has suffered through the economic recession. It has been hit hard, mostly due to the decline of the motor industry that services so much of the region.


Thinking of Investing in a High Cashflowing HMO Part2 - Matthew Moody 08/08/11
Last month we took you through the planning cycle of how we at Millennia Property turn a single let dwelling into a high cash flowing HMO. This month we will concentrate on how we mange the physical work of turning the humble three bed terraced house into the 6 bed HMO.
Fraudsters Target UK Rental Market - Mike Clarke 08/08/11
UK landlords and tenants are becoming prime targets for identity (ID) fraud as personal mail posted through the door of rented property is stolen and personal details are being used for illegal purposes. Identity theft has become rampant around the world and protecting yourself is very important. If someone steals your identity it can take months or even years to clear up the financial mess they...

Stop Fraudsters Selling Stolen Houses - Spike Reddington 01/08/11
Most people can’t believe their ears whenever Donna Jeavons tells her story.
When she mentioned it to me, I too couldn’t believe it, so that’s why I felt compelled to ask Donna about the scam and write this article. Although Donna is dealing with a very stressful situation, she’s determined to bring some good out of her plight by launching a campaign to raise public awareness and help stop this happening ...

Housing Benefit, Local Housing Allowance and Welfare Reform - Claire Turner
Over the last year the government has announced significant changes to housing benefit (HB) and local housing allowance (LHA). The government’s own estimates show that the changes will result in an annual reduction of £2,745 million savings, made from reductions in housing benefit payments. The impact of these changes to housing benefit will affect private landlords and their tenants across the UK.
 JULY 2011

Is Your Below Market Value Property Search Structurally Sound - Connect UK
There would seem many ways to seek out seemingly fantastic below market value property deals in today’s BMV market. However, who is working with you to source the best real value deals? And yes, we do literally mean ensuring that the roof on your desired property is not leaking or that the walls on your ‘bargain buy’ are not crumbling away! Of course, you will do your own due diligence ...

Thinking of Investing in a High Cashflowing HMO? - Matthew Moody 25/07/11
Then this article is for you as over the next few articles, the Millennia Property team will show you how we convert properties that are yielding 6% - 8% into 15%-20% high yielding profitable HMOs. We will show you how we do it and how we make sure everything is covered – and the features that will give it that ‘wow’ factor… To make the most from a HMO we at Millennia property aim high ...


National Achievers Congress Low Down - Bobby Gill 18/07/11
To be at the National Achievers Congress 2011 in London Excel was a great experience and a privilege. Not having been to many events/seminars in the last few months, this was one that I did not want to miss.
With such World Class speakers and entrepreneurs in one place, it was the MUST attend event of the year! With such ‘Gurus’ in Peak Performance to Billionaires and the Best of the ...

Investing During the Credit Crunch - Jim Vann 18/07/11
If you want to invest in property but are too scared of the credit crunch, then you should educate yourself more on the subject which will help alleviate some of the fears and concerns you are having. Even with all the bad news and media coverage, there are a lot of people still making money from property and in a bad market it is the perfect time to buy property well below market value ...


So Will July be Your Month? - Alan Forsyth 11/07/11
Well that's the first half of 2011 completed! How have you done overall? Have you hit your goals? Were you 100% clear on your goals?? If you were not, and had not written down your goals it’s unlikely you will have achieved what you hoped to. Anyone that is successful in life will have clear goals and a clear idea of what they want to achieve. Whether it is success in sport or business, those that do ....


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Is It Still Possible To Make £722 PROFIT & 11.5% Yield From One Property at 5% Interest rates? - Matthew Moody 11/07/11
The short answer is YES! The long answer is – it depends on what type of house you have, how you refurbish it – and more importantly – how you let it out!  In this month’s article, I look at how you can make this happen even in today’s market and start on the ladder to property success. To begin with, you need ...
JUNE 2011  

Making Money in Property is Easy Just Like Losing Weight!- Alan Forsyth 27/06/11
For many people that consistently make money in property, or consistently keep their weight at their ideal weight it seems easy.  You may not immediately see the correlation between the two, but there is a similar pattern to success in both. Both ways to succeed are relatively straightforward and yet most people get it wrong. If we take weight control first of all – over half of all Brits ...

Illegal Does Not Mean Wrong - Bobby Gill 27/06/11
I am sat here looking through some banking contracts on a Sunday afternoon, traditionally a day of rest, as I need to get back to them on a couple of queries that they have not adequately answered. The solicitors keep quoting legal B.S. - allowing them to do pretty much what they want and do not care what is RIGHT.
Morally the banks are as bankrupt as they were before they took YOUR ...

Why Choose a UK Property Instead of an Overseas One - Ian Spencer 20/06/11
Investing in property has long been a rewarding way to make money from an investment, with property being able to offer both long and short term financial rewards.
With so many aspects to property investment, it is vital you consider everything before making your purchase because the level of investment needed to build a property portfolio will often be quite substantial ...

Are Lease Options for Me? - Mike Clarke & Mark Jackson 13/06/11
Many property investors who are struggling to obtain suitable finance are exploring the use of Lease Options to gain control of property for a small peppercorn fee and making arrangements for purchase at a future date. A Buy Now, Pay Later method of property investment. Lease Options have in fact been around for many years, proven to be a very effective investment method popular in the ...

Laser Focus or Scatter Gun Approach? - Matthew Moody 13/06/11
This month, I’m going to look at something slightly different as I’ve found in our own business over the last four or five years that some of these tactics can really make the difference between succeeding and coasting. You may know this feeling. You’ve got a to-do list for the day but its not got the 5-10 items that most personal development or work-time specialists will advise you to do ...

The Great Rip-Off:Tale of the Dead Donkey - Bobby Gill 06/06/11
The Banking Crisis Explained: Young Thomas bought a donkey from a farmer for £100. The farmer agreed to deliver the donkey the next day.
The next day he drove up and said, 'Sorry son, but I have some bad news. The donkey died.' Thomas replied, 'Well then just give me my money back.' The farmer said, 'Can't do that. I've already spent it.' ...


Property Prices Down, Running Costs Up – Who Wants To Be A Landlord? - Mike Clarke 06/06/11
Landlords are reporting a significant increase in demand for rental property as many former home owners are attempting to get off the property ladder due to the increase in costs and stresses associated with owning and running a family home. Many former householders are seeking private rental sector (PRS) properties to the trials and tribulations of the current property market ...

MAY 2011

Tax Freedom Day 2011 - Bobby Gill 30/05/11
When do you stop working for the Government and start to earn for yourself? Tax Freedom Day is the first day of the year, when people in the country have finally earned enough income to pay for just their contribution of taxes. Remember taxation is involuntary and enforced with civil and criminal prosecution ...

Portfolio Building - Alan Forsyth 30/05/11
The basic idea behind investing in buy to let, is buying a property that you will be able to rent out, to either get an income from or pay off any borrowing taken out against the property when you buy it, and then enjoy the mid-term capital growth. So where are the best places to invest in the UK for buy to let? Well as with any investment, you are looking for the strongest return on investment ...

Does Shelter Think ALL Landlords are Rogues? - Bobby Gill 23/05/11
"Scams involving Landlords". "Shelter really do a good job showing 'Rogue' landlords taking advantage of vulnerable (desperate) tenants".  With PR like this though, no wonder people think landlords are out to take advantage of tenants and are all unscrupulous. What kind of person would want to rent a property like this anyway, someone vulnerable or someone who didn't care and found it acceptable?

Have Your Tenants Got Green Fingers? - Dave Lawrence 23/05/11
As a landlord, when you let a property, you hope that your tenants will treat your property with care and respect ensuring that, at the end of their tenancy, they return the property to you in the same condition they found it in when they arrived. You also assume that your tenants will not undertake any kind of illegal activity in the house. Unfortunately, this isn't always the case ...


Setting Up a Letting Agent Business Part 4 - John Paul 16/05/11
One of the most difficult aspects of running a business is employing people. I have learnt some valuable lessons over the last few years, unfortunately, some of them the hard way. You can have all the procedures, policies and systems in the world but once you introduce people into it, there’s always a chance things could go wrong. Getting the right staff at the right time in your business cycle is ...


If You Can't Keep Up With The Pressures - Mike Clarke 16/05/11
Owning and managing a property can be a tedious affair. Though you may feel proud of owning a property, the issues and matters related to the property never seem to end … they simply keep on accumulating! If you find property management and its issues going out of your hand, or you are unable to keep...


Why Should I Invest in Student Accommodation? - Alan Forsyth 09/05/11
With more students going to university and college each year and an estimated 2.4 million students in the UK, and a huge shortage of accommodation, there is a huge opportunity to make large, passive income from investing in high quality student accommodation located in cities with prestigious universities. Currently there is insufficient supply of student accommodation, with only 23% of ...


Who is Willing to Accept Your Lease Option Offer? - Mark Jackson 09/05/11
Lease options are powerful tools, but if you can’t find the sellers willing to work with you, and accept your option offer, you won’t benefit from them. How can you find sellers willing to accept your option offer? What is the key? Motivated sellers are similar to moths being drawn to a flame. What was once appealing and attractive has now become a trap. The emotional cost and energy spent ...


Government Uses Blackmail to Lower LHA Rents - Bobby Gill 02/05/11
As well as lower DSS/LHA rents the Government is now using blackmail to get landlords to reduce their rents even further if they want to be paid direct. LHA was the way forward for landlords to get guaranteed rents but it seems as if the Government is putting the brakes on that too by making sure you are guaranteed much LESS!..

Setting Up a Letting Agent Business Part 3 - John Paul 02/05/11
The most underrated part of setting up a letting agency is the training. Most people I know think that lettings is easy and that you can pick it up as you go along. Not many people realise exactly how hard it actually is, to keep up with all the legislation or best practices etc. I can understand WHY people think its easy and start up a letting agency. From the outside it doesn't’t look particularly ...
   
APRIL 2011


Persistence - Simon Zutshi 25/04/11
It is such a shame that many people give up, often just before they get the success they desire. Unfortunately, we live in a microwave society where most people seem to crave instant gratification. I have seen this so many times. I meet investors who say they tried a particular strategy and it did not work for them. On further discussion, I usually find out that what actually happened was that they “dabbled” with the strategy, failed to get the results as quickly as they ...


Have You Heard About Tax Liens?
In the USA the various different states charge taxes to property and land owners for the provision of services such as garbage collection and road repairs. This is similar in the UK where local authorities charge us “Council Tax” for providing services. The HUGE difference is that under US Law if this tax is unpaid then the individual state can place a second charge against the offender and this ...


The Seven Essential Elements of Option Agreements - Mark Jackson 18/04/11
Options are versatile and powerful legal instruments which are changing the way residential property is bought, held and sold in the UK. Put simply, options are written agreements that give the holder choice or freedom. Depending on the wording in the document, the owner gives exclusive freedom to buy, use or sell the property, or a combination of these freedoms. If the buyer chooses to ...



White Collar Crime - Bobby Gill 11/04/11
Coming to a home near you soon? Or actually ask your friends and family because the white-collar criminals are likely already operating in your street lurking in the shadows!
If you've got such stories about UK Banks, then write in and let us know - the last thing they want is people discussing their crimes in public even though they're spending the public's money and harassing those very same people! "Robo-signed documents, false affidavits and failure to notify defendants are just a ...


Networking for Property Investors - Mike Clarke 11/04/11
There are currently over 60 property networking events of various sizes organised around the UK every month and there are new groups and events to attend every week. Attending property networking events gives new and experienced investors, landlords and property professionals the opportunity to meet and interact with like minded people in a friendly and supportive atmosphere ...


Setting Up a Letting Agent Business Part 2 - John Paul 04/04/11
The hardest part of any making any letting agent a success is getting the all important landlords. So how do you do it? How did we do it? How did we go from no properties what so ever to over 1000 in 2 years? Why did we buck the trend, and grow faster than any other letting agent in the country?
Well, as I mentioned in the previous article we picked a niche. Our niche was LHA, very few people ...

   
MARCH 2011


Tell Me Everything - Bobby Gill 28/03/11
Not only do the taxes you pay fund illegal wars, murder and death - but so now do the contracts that the Government use for clerical work. Below is an article provided by a contributor at www.PeacNewsLog.info on how you can fill in the details and stop Lockheed Martin profiting from your particular form. Remember to enclose the supplementary form that they may have forgotten to enclose ...



Got Milk? - Bobby Gill 21/03/11
Companies (that also includes Governments, Police and the Courts) only want to do business with you if they can get money out of you - otherwise they are not interested in what you have to say or think. The bigger they get, the more control they have and the lower your chances of talking to a real human being. Human beings are trying to communicate with one another - but are trying to be stopped by those in control. With Twitter and Google blocked in countries where there ...


Hooray for Scotland - Alan Forsyth 21/03/11
One of our favourite areas personally to invest in, is Scotland! Why? The affordability is huge - over 80% of my buy to let properties are in parts of the country where prices are no more than 4 times the average salaries (why would I buy in areas where prices are 8-9 times the salaries, when I get houses at half this price and twice as affordable to the local market in the UK?). This then makes the rental yields twice as good generally ie around 8-10%!
When I buy for buy ...



THINK... It's Not Illegal Yet - Bobby Gill 14/03/11
Authority will have you think, what they want you to think - and that everything is OK. You can trust your Government, Banks, Police and Courts as they are there for you - not themselves. What a rude awakening everyone is in for (especially those of you who are already nodding and about to fall into a deeper sleep). WAKE UP!
So what happened? The Credit/Debt Bubble and Bust - that's what!



Is It Safe to Buy Package Deals? - Simon Zutshi 14/03/11
This is a question that I am frequently being asked as more and more people seem to be having problems when buying packaged deals. The answer is, as my friend and mentor, Dolf de Roos, would say...It depends! In this article I have been asked to share my views on how to minimise the risks of buying deals from other investors! My initial response is that it is always better for you to learn how to invest in property yourself, instead of relying on someone else to do it for you...


Could Your Home be Stolen? - Bobby Gill 07/03/11
Criminals are taking advantage of changes in the law to transfer the ownership of land and property to themselves. They are easily able to do this because land certificates have been abolished and all property titles in England and Wales are published online. It is believed the problem was “substantial” and growing. By changing an owners’ address for official correspondence, a fraudster can take out a mortgage and even sell the property. Anyone owning an interest in property ...


Finance is the Holy Grail - Matthew Moody 07/03/11
Once upon a time, there was a bank. It was called Mortgage Express. It decided that it would be a great idea to get into the Buy To Let market in a big way and launched BTL Mortgages in the late nineties shortly after the Assured Shorthold Tenancy was introduced. Investors flooded to the market place and many companies joined the band wagon.
From the mid-nineties through to the end of 2007, both houses prices saw a huge surge in value (typically £100,000 was added to the average value of a house!) and finance was easy to get hold of ...

 

 

 

February 2011


Murphy's Landlord Laws - Bobby Gill
Have any of the following ever happened to you? This list could go on but I'm sure you get the idea... (Yes, most of them are true!) Who'd be crazy enough to want to be a Landlord?
*Tenants have at least one relative get sick or die per month, so they will just have to pay you later. *If a tenant attempts to replace the washer in a tap, plan on replacing the taps and perhaps all the plumbing in the building. *When the heating breaks in mid-winter, it is always the boiler...



Buying/Selling a Short Lease Property - Can I Extend the Lease? - Katie Cohen
The Leasehold Reform, Housing and Urban Development Act 1993 (“the Act”) enables most lessees in England and Wales to obtain a 90 year extension to the term of their lease so long as they have owned their property for 2 years. The process is initiated by the lessee serving a Section 42 Notice (“the Notice”) on ...


Who let the PIGS Out? - Bobby Gill
What the heck is happening in Europe and who's next...The Global economy is a mess right now, Governments want it one way, Banks another and the People... well you just watch the News right now - they have the final say! There's a lot of strange energy around right now, I'm sure you've noticed it even if you don't know what I mean - it appears negative but it's change for the best ...



How to Set Up Your Own Lead Generation System - Richard Shepherd
If you are into the lease option investment game seriously you need to establish an effective lead generation system to connect you with motivated sellers who would benefit from selling their house quickly or who would like the flexibility that lease options offer over the traditional forms of trade through estate agents. To establish a successful lead generation system you must first know your ...


Beware: The Second Real Estate/ Property Collapse is Coming - Bobby Gill
The US and UK Banks have been illegally foreclosing / repossessing property, by not even checking paperwork and worse still, by forging it - whilst being bailed out by the Government with your future as collateral. Is that right or fair? How come the overpaid Bankers and their pretentious solicitors fail to provide any copies of certified contracts or documents when requested? Maybe it's to hide fraud! And don't expect your MP or elected representatives to help - as the Government is busy enough trying to get money out of you for it's past mistakes and new ...



Attitude is Everything - Simon Zutshi
This is a slightly different article than the usual. Instead of talking about the latest investing strategy I would like to share with your something far more valuable. An understanding about yourself, that could help to make you truly successful (or not as you will see later depending on your mindset attitude and beliefs). On 6th May, 1954 Roger Banister was the first person in history to run a mile in under 4 minutes. Prior to this nobody thought it was possible. Doctors said that the ...



How Long Does it Take to Establish a Property as Your 'Main Residence'?
One of the most frequently questions a tax adviser gets asked is “how long do I have to live in a property before HMRC will accept that it is my “main residence” and thus exempt from capital gains tax when I sell it?” The question is fair but the answer is difficult... My own opinion is that there is no minimum period of time, and I give the example of someone who moves to a new city to take up a job and ...

   
January 2011


The Difference Between Buy to Let Insurance and Landlord Insurance
There has been a question that is repeatedly asked in the world of renters insurance for a long time now and it is one that has an easy answer but many people still don't seem to know it. The question that I am talking about is what is the difference between Landlord Insurance and Buy to Let Insurance?

Setting Up a Letting Agent Business by John Paul
Quite recently on the forums there have been quite a few threads on setting up a letting agent and to be honest it’s not as easy as everyone might think. I thought that it would be a good idea to write a mini series of articles as how we set up our lettings group and the mistakes we made, it will a full insight into how we have grown to the size we are and also what I would do different if given the chance again. Anyone can set up a lettings agency but it takes ...
Pay Off Your Mortgage by Simon Zutshi
In just 10 years from now, how would you like to have paid off your home mortgage in full and have secured a strong pension? Most people recognize that investing in property is one of the best ways to build your long term wealth for you and your family. Investing in property is not a get rich quick scheme. You do need to invest some time, money and effort but this will be the best investment you will ever make. One of best things about property is that ...


Become Financially Free Through HMO Property Investment - Matthew Moody
If you want to leave your job, improve your cashflow or just be comfortable knowing that every month you’ll be making a ton more money than ANY other property strategy out there, then follow my simple plan and start making money the smart way.
1)
Determine how much money you need to cover all of your living expenses and any other luxuries you must have ...



Would you Rather Buy in the UK or Ireland? - Alan Florsyth
When we look at the current situation in Ireland and the lack of flexibility the country has in terms of reorganising their economy, it shows how relatively fortunate we are in the UK that we have not joined the Euro. The fact that the Bank of England firstly is independent, but more importantly can decide on interest rates has made a significant difference in the UK...



Going, Going, Gone - Khalid Rashid
Surelock provides the key to property auction success. Birmingham property firm now offers valuable auction benefits and a ‘fast and certain’ sale for their clients. Khalid Rashid is always looking to give his local clients the most comprehensive and professional service possible from Surelock Homes Limited, his well-established property management and lettings firm is based in Small Heath, Birmingham. With a solid background as a Chartered Surveyor ...


Manage the Information and Influences You Have - Alan Florsyth
What do I mean by this? Especially in a market downturn the media will really make a big thing out of any negative information without often fully understanding it or analysing it - as long as it gives them a powerful headline!
A recent example is.... The media have generated headlines with the latest news from Nationwide with Sky News amongst others reporting that property ...



One-Stop Landlord Support
The Residential Landlords Association (RLA) is a subscription-based campaigning organisation providing a range of documents, guides, services and professional advice to landlords and letting agents in England and Wales.
In recent times the RLA has grown in significance and importance. In addition to providing valuable services to members, it has a voice at local and national government levels. The RLA’s key functions are: Campaigning for fair, reasonable legislation ...

2010 ARTICLES
December 2010


Beware the Perils of Investing Overseas
What the glossy sales brochure doesn’t tell you and what the developer hopes you won’t find out… A true account of the perils and pitfalls that one of our readers encountered when buying investment properties overseas and how you can avoid falling into the same traps…
You name it and it’s probably happened to me in the past 6 years. I’ve been there, seen it and got several blood-stained T-shirts ’s ...



Weather the Storm
The Coalition Government has made it clear that Britain is entering a new era of austerity which is likely to affect the spending and saving behaviour of millions of people. However, a little ingenuity can go a long way towards protecting you from the worst of it. In his June budget, the Chancellor, George Osborne, announced a package of spending cuts and tax rises designed to trim public borrowing by £40 billion a year with tax payers are being asked to make sacrifices worth ...

Landlord Titters!
Just for fun at Christmas, here are some funnies about us Landlords ...

  Will you please send a man to look at my water, it is a funny colour and not fit to drink.   The toilet seat is cracked: where do I stand?  "I can't pay my rent as my BMW is in the shop, and I cannot afford to pay for both."   "I am sure I paid you -- YOU must have lost it." ...  


Why Property Management Software is a Business Essential - Amer Siddiq
You may be facing difficulties managing your multi rental units. It’s the same for all professional landlords when they’re starting out, the focus is on ‘property’. Little do they realize about the effectiveness of a software tool for UK property management. Be warned though, failing to see the bigger picture and failing to properly manage your property portfolio may lead to problems. Therefore, it ...


Recession-Proof Cashflow Strategies - Matthew Moody
In today’s market with capital values plummeting and costs seemingly doubling over night, it is crucial that you implement cashflow strategies into your portfolio. But what is cashflow and how does it impact me? At its very basic, cashflow is the money that you have left after all of your income has come in and all of your expenses have gone out. It can be very easy to overlook when things are ...


Christmas Cheer and Tenants - Alan Forsyth
As we get close to the end of the year and Christmas, and we think about buying gifts for our loved ones, I have been asked by a few investors do I send cards or presents to my tenants. My thoughts on my relationship with my tenants are: I want to keep a respectful distance generally with them, but also treat ...


Turbo Charge Your Success! - Simon Zutshi
It never ceases to amaze me how many people turn up to networking events to see what happens rather than having a clear objective about what they want to achieve from it. After all if you have taken the time to attend a network meeting surely you want to get a maximum return on time invested? In this article I want to explain how you can Turbo Charge the results you get when networking.

How to Find UK Property Using Google Maps and Streetview
Google Maps has been upgraded to include a new layer of results covering “hundreds of thousands” of properties for sale or rent in the UK. Replicating a service that has been available in Australia, the site allows users to freely view or upload links to UK properties for sale and see the results on a map. ..


Beyond Lease Options - Richard Shepherd
The last two years have seen the advent of lease options in the UK residential property market. Investors are extremely excited by having another tool in their arsenal that they can use to acquire and profit from property. But let’s take a moment to reflect on what they are:- An option agreement gives you, the investor a right to buy the property over a specific period of time. You can buy it if ...


Attracting and keeping tenants through good property maintenance
Aside from the property, we have found that a good relationship with Tenants is the key to a smooth-running tenancy. It is important that the Tenants should feel comfortable in their temporary home, and that they are receiving value for their money. Therefore a well maintained property in a good decorative order will go towards this, whilst also achieving a higher rental figure. Tenants are ...



A Guide to Finding Who Owns an Empty Property - Rick Mobbs
Finding empty property is a good way to buy below market value property. The property is often in poor condition and ripe for development. The owners may not be bothered with it, they may have forgotten about it, died or moved abroad. They may sell to you at a low cost as the least hassle way of disposing of it ...
   
 
 
 
November 2010

Managing your Property with a Private Limited Company
Many property companies, apart from very small concerns, are increasingly becoming limited liability ('limited' for short') companies. This has several implications so far as property development is concerned. Firstly, a limited company has a legal identity of its own, ie. it is a 'person' in its own right. It can own property in its own name. It can sue or be sued. It has a tax liability and similarly may benefit from certain tax advantages.

Building a Business - John Paul
Building a business is like writing a story, the best ones have a start, a middle and an end. The top writers always sit down and plan the story long before they start writing. How’s it going to start? Who are the main characters? What’s the relationship between them? and of course do they ride of into the sunset together?

How to Decide on your Letting Price
In renting your property, the asking price is critical in attracting potential tenants. Too low and you could lose hundreds of pounds, too high and nobody comes to view. It is easy to simply re-advertise an existing rental property at the same price as the last tenant was paying. However tempting this may be, it is best to look at your price again, and with the Internet we do not need a traditional ...


Systems, Systems, Systems - John Paul
Pretty much everyone who knows me, know I’m a huge fan of systemising businesses. Every business im involved in, whether it is property management, construction or investment is systemised as much as possible. Why?
The answer is simple, to make it run easier for all concerned. Now that does not mean we don’t have problems and make mistakes, of course we do we are all human, but ...

   
Things Every Landlord Should Know
Whilst you know might be aware of many of these points, here is just a reminder of some key facts, based on the questions we get asked most frequently by landlords. Mortgage - If your property is mortgaged, you should obtain your mortgagee's written consent to the letting. They may require additional clauses in the tenancy agreement. Leaseholds - If you are a leaseholder, you should check the terms of your lease, and obtain the necessary written consent before letting.
 
 
What to do with a Pub with NO Beer!
In the last few weeks I have probably had over 500 pubs pass through my email box, with ever increasing price reductions and tinted with a whiff of desperation. This has prompted some active discussion in the office and yes, down the pub, if this glut in the market offers any opportunity for residential rental investors. I know a couple of colleagues who have looked at buying a pub with a view ....
 
Get Paid 3 Times in the Deal!
If you'd like to have the right to purchase a property or even a piece of vacant land at some point in the future, but pay a price you determine today, you need to seriously consider using the pure option. The option agreement is really a very simple document that spells out in explicit detail the terms under which you could purchase a property. The beauty of the option is that you can decide today how much you're willing to pay for a property without having to pay for it or ....
 
October 2010
 
The Comprehensive Spending Review could spell trouble for landlords
The stereotype of a businessperson landlord would say they favour low taxes, smaller government spending and minimal interference from the state and we have some sympathy with that caricature. And with today’s Comprehensive Spending Review (CSR), we have seen the biggest reduction in government expenditure since the Second World War and it pays to be at least a little circumspect ...
 
The Six Points That Define an Entrepreneur
Property can sometimes demand both an entrepreneurial mind and the necessary skill set to enable the shrewd investor to maximise the return they had calculated from each investment property. To succeed with investment requires the development of the right inner drive and level of determination, creative and innovative ways of thinking and being a bit of a risk taker.
 
How will future house prices go?
We keep hearing about a double dip, and concerns over house values. I actually look at how resilient house prices in the UK are. Unemployment has increased by 50% over the last 3 years, credit has been slashed, and yet house prices are only down around 10% from their peak!
 
Have We Really Never Had It So Good
The property press over the last week or two has been full of stories about how buy-to-let landlords have never had it so good. Tenant demand is at an all time high, BTL lenders have returned to the marketplace, and the collapse of house prices has to be good news for property investors. Doesn’t it? ...
 
Property Investor or Entrepreneur?
When I first started my journey into property in 2007/ 8 it was as a sideline to the demanding day to day commercial cleaning business I had set up with my wife 6 years previously. We worked long hours, covered many hundreds of miles around the North West every week and had to deal with clients who expected excellent service, high standards of workmanship and attention to detail. We worked hard ..
 
Refurbishing Commercial Property
The old RAFA club was a derelict and disused working mans club in Easington. It had stood empty for about 12 years and was a well known congregation point for the local chavs and a bone of contention for the local residents, which happen to be mostly of retirement age in the immediate area. The local residents had been trying for years to get something done about it, it was tired looking to say ...
 
The Biggest UK Entrepreneurs Event of the Year!
With high profile members and guest speakers, the Northern Entrepreneurs Super Conference is all about connecting with the right people. Creating connections with key players in the industry. It's about making yourself known in the marketplace as the best person to do business with ....
 
Energy-efficient Landlords Save on Tax!
With tenants now being given an EPC when they rent a new home, landlords need to start considering the energy efficiency of their rental property. Though it’s probably not yet at the top of a tenant’s shopping list, faced with two equally nice properties, energy efficiency can clinch you the deal. Heating your home ....
 
Action Plans Achieve Results!
If you want to source your own properties, you need to plan your marketing and negotiations. You can't expect home sellers to knock on your door and just offer their property to you! People who plan and prepare have a much higher chance of success so here is a 10 point action plan to remind you of what needs ....
 
So, you think you’re a salesperson?
As a private landlord, you wear many hats. One day, you’ll need the skills of an amateur psychologist, the next you could be a painter and decorator. A good working knowledge of the law, the tax system and accounting won’t go amiss either. But you’re also a salesperson, selling the idea of your property to potential tenants. It’s not always a responsibility that landlords relish but it is essential.
 
Home Repairs Provide Peace of Mind to Landlords
As a landlord, one of the key issues in ensuring satisfied tenants is keeping the fixtures, fittings and most importantly, electrical appliances in your properties in proper working order. A good relationship with your tenants is of the utmost importance to any landlord, and therefore it is crucial that the appliances you provide are maintained and function to the correct standard ....
 
September 2010
 
What Should the Government be doing about the Private Rental Sector?
If any private residential landlords were hanging on for a Conservative-led Government to radically overhaul housing policy and ignite a bonfire of red tape, they will have realised by now that they’re going to be disappointed. Several months into this new government have shown that whilst a coalition government is a novelty, it isn’t necessarily radical or fast-moving. Economic matters, and a zeal for cuts and austerity, have dominated the headlines .....
 
Getting the Best from Letting Agents
The relationship that landlords have with their letting agents is critical. There are good letting agents, some average agents and many poor agents. Getting the right agent will make the difference between a successful or a stressful investment. But how do you find a good agent, manage that relationship and make it work ....
 
Shelter Launches Campaign Against "Rogue Landlords"
Homeless charity Shelter has launched a campaign against what it’s calling “Rogue Landlords” – and is claiming that they’re far from being a minority. The charity has published a report stating that 90% of surveyed environmental health officers (EHOs) “who deal directly with private renters had encountered landlords ....
 
What are French Leasebacks?
Well, it is where you the Investor buy the freehold of an off-plan property outright, so you own the property. As with all new properties, the purchase price includes VAT, however with a Leaseback property the VAT is refunded back to you. As VAT in France is 19.6%, this either replaces, or significantly reduces ....
 
Do I Really Need to Count the Teaspoons?
If you let furnished or part-furnished property, an inventory is now an essential document to protect you, and your tenant, from lengthy and potentially expensive arguments further down the line. Once upon a time, landlords could choose not to bother with an inventory, or to keep them exceedingly brief: we once saw one for a bedsit that read, in its entirety, "bed; table; chair". But not any more.....
 

Optimum Rental Income
Renting out a property is an endeavour worth taking time and effort over if you want to benefit from the long term plus points. From making the property as appealing as possible to finding the right tenant, there are several factors you will need to take care of before you can be sure you are earning an optimum ....
 
What Benefit is there in Social Tenants?
One of the questions we hear from tenants most often is where can I find a landlord who'll let to tenants on housing benefit? As many as one in ten renters may be receiving benefit, so when these tenants represent such a huge proportion of the market, why do so many landlords state "no DSS" in their adverts – and are they right to do so? For some, it's because they have no choice ....
 
Buying a Letting Agent Business
I had known the owners for a good few years from when I used to trawl the estate agents for looking for property deals, as they also own a chain of Estate Agents. They had a great reputation of being ethical and professional and so did their letting agent business .....
 
August 2010
 
What first impression does your property make?
By Upad.co.uk. In the world of property advertising, bad first impressions don't just last; they will ensure that second impressions are never made. If you’re advertising your own property, make sure you can compete with the professionals. When a tenant performs a search on a lettings site, the results appear in a list with only ....
 
Tips for Novice Investors
By Jim Halliburton. Cash Flow - I was tempted to make this the only tip, perhaps because when I was writing it I was going through one of my regular cash flow crises, so important is it. Unless you can pay the interest and bills in operating your business then you will go bust. It is essential that you have sufficient reserves to ensure any expected contingency can be met. Three months running costs would be ....
 
Using the Internet to Enhance your Property Business
By Upad.co.uk. 92% of tenant searches start online. It’s astonishing how quickly internet searches have come to dominate the lettings industry. Online advertising is no longer a luxury. It’s no longer an add-on from your favourite high street lettings agent. It’s the future of lettings and the best way to find a tenant. But right now .....
 
Does it Stack Up?
One of the main benefits of investing in property is the significant capital gain you can make as your property rises in value over the long term. However, to benefit from the gain you need to make sure you can afford to hold the property in the meantime. Ideally you don’t want to have to support your property portfolio. Quite the opposite in fact! Your portfolio should support you financially ....
 
Picture Perfect
By Upad.co.uk. Did you know that rental ads with pictures get four times as many enquiries as those without? If you want to avoid the dreaded void and let your property quickly, there's no doubt that photographs are key.
Tenants have told us that the living room is what they most want to see: unsurprising, as it's the room they'll spend the most time in awake. Next most important is the garden. Even if it's just a small terrace, outside space really adds to the rentability ....
 
Day to Day Marketing
By Raymond Moore, Nutcrackerclinic.com. If you want to source your own properties, you need to market yourself and your services. You cant expect a flood of would be home sellers to bang on your door or your phone to ring red hot without you letting your intended audience know of your existance. Here is list of marketing essentials and a few tricks ....
 
Are you Missing Out on Professional Tenants?
By Upad.co.uk. Recently a tenant asked; Did we have any flats with a room suitable for a home office? She’s a single professional web designer who mostly works from home: she wants a reception room to relax, plus of course a bedroom – and another room that’s just for work. We started wondering how a landlord would advertise that sort of property: two bedrooms, or two receptions? And then we realised the obvious: the landlord should really be calling it a property with a home office!
 
A Brief History of YPN
Up until 2 years ago I had been merrily buying a few properties all No Money Down and renting them out for a modest monthly profit. In April 2008 the party ended, the credit crunch hit and NMD largely went the way of the dodo. I had been attending a few networking events for a while and my business partner and I realised there were going to be quite a few people out there like us who were going to be scratching their heads and wondering what to next ....
 
How to Keep your Tenants Happy! - 10 Top Tips
By Upad.co.uk. Filling a void property quickly is important, but an even easier way to keep your property portfolio earning you money is to keep the tenants you’ve already got. In the UK, the average tenancy lasts for just 16 months; in London, that figure’s down to just under 12 months. Such a fast turnover is expensive for landlords; not only do you have the potential to lose rent between tenancies ....
 
Instant Cashflow with BMV Deal Packaging
It can be an endless struggle in the early days of your investing career trying to build relationships with estate agents, hoping they will give you first shout on the juicy 25%+ BMV deals that every Investor wants nowadays, or having to pay a sourcing fee from anywhere between £1000 - £5000 depending on how good a deal is. A common expression used among experienced Property Investors ....
 
JULY 2010
 
Avoid the Voids - EXCLUSIVE! From our Site Sponsor
Here are Upad’s top ten tips on marketing your property like a professional and minimising void periods. UK landlords lose nearly £4billion every year because their rental property is standing empty. And it’s not just loss of rent that hits their pockets: mortgages, service charges and utility bills still all have to be paid. If you want to make a success of buy-to-let ...
 
Dont Wait to Buy Land - Buy Land and Wait
The property market took a major hit during the recession and many investors saw the value of their portfolios drop month by month as values plummeted and banks almost completely closed their doors to new lending. Now all the signs are there that it’s heading for recovery. However it wasn’t doom and gloom for all property investors as those who invested in land saw values go up significantly.....
 
10 Tips for Investing in Commercial Property
If you are looking to buy commercial property for the first time, then it is essential to educate yourself on how to maximise the potential you get for your investment. Lots of businesses fail because they make the wrong decisions early on, and making a poor property decision can see you left in a hole of debt...
 
What are the Key Qualities to Look for in a Buy to Let?
Alan Florsyth says this may seem an obvious question with obvious answers, but it is well worth reminding ourselves of the key things to be looking for when choosing a buy to let property. What would you put at the top of the list? High rental yield? Or price secured below surveyed value? Or low ratio between house prices and income? Low Supply of similar properties? Or clear exit strategy? Or within 5 minutes of your home? Finance available, and borrowing rates? ....
 
Win the Buy to Let Battle
Any businesses are ventured into for the sake of making a profit. This is why a feasibility study is made essential before any investments are made. Whether it is a buy to let investment or any other real estate deals one gets into, the end goal is always focused on the whole venture being lucrative and financially successful. Although there is a great similarity between buying a home and renting it out, there is also a large difference between the two....
 
How to Side-step the Finance Drought
Over the last couple of years, BTL investors have found that short-term refurbishment loans have all but dried up. Now, the finance drought looks set to end as a revolutionary new funding product helps BTL investors to once again finance perfectly profitable BTL and BTS (buy to sell) opportunities…If you’re a buy to let property investor, you’ll no doubt have noticed that finance isn’t as easy to come by as it once was. As a result, if you’re anything like me .........
 
Developing for Profit
If you're new to property development and are trying to make cash by either selling or renting then you actually want to do some analysis particularly during this economic climate. Location, location, location as the TV show says is terribly vital particularly if this is your first property development. You need to have a good plan about the house market in the area you are thinking of buying.
 
JUNE 2010
 
LHA and Budget Reforms 2010 EXCLUSIVE!
John Paul gives us his opinions. The LHA has obviously been a target for reform in the budget and in my opinion about time. The following are the major changes, some good and some bad:From April 2011:
Local Housing Allowance levels will be restricted to the 4 bedroom rate; The 5 bedroom rate is scrapped, so landlords with larger properties will be affected; A new upper limit will be introduced for each property size, with upper limits set at:.....
 
HMO Secrets EXCLUSIVE!
Matthew Moody tells us that the secret that most HMO property investors know is that the cashflow at the end of the month is double, triple or even quadruple the returns from a single let property.Taking a property and sub-dividing it into rooms means that instead of one income source, you can take advantage of multiple income sources from one house!....
 

Cashflow Strategies
Rob Moore and Mark Homer explain that given the choice, we'd all use other people's money [OPM] to invest or do No Deposit Down Deals and generate income Now as well as building assets for the future. But the reality in property used to be that you'd only really make decent income if you bought & waited for capital appreciation.....

 
Money in the Bank?
Anyone over the age of 30 will tell you that in order to have money for retirement, be that early or at the current age limit of 70 (yes that’s right 70!), we have to start putting money away in savings accounts or invest it so that we will have something to live on when we decide to give up working and retire. There is currently a problem with that - interest rates!
 
Christinas Rant 3 - Did you use your Vote? EXCLUSIVE!
Christina Hine questions whether a new Government will actually reverse any of the recent inane legislation fired at the Private Landlords? Everything I have ever heard the Lib Dems talk about shouts higher taxes, higher taxes!..........
 
Are you a LHA Expert?
John Paul tells us that the word expert, tends to mean you know everything about your chosen subject and we are always learning and trying to improve ourselves as people and businessmen. The reason I get called the expert, I think, is that what I do works and I regularly take on the Local council and their decisions and win.....
 
Will your Portfolio Deliver What YOU Want?
Kate Faulker questions - Most people just decide ‘I’ve got a bit of cash’ and then ‘I’ll buy a property’. Then you’ll say, ‘I’ve put my money into property for my pension’ or ‘I’m leaving the kids a property portfolio’. If this is you, have you actually worked out what your portfolio is worth and whether it will deliver what you want eg a pension?
 
The Benefits of Selling or Renting Online
Millions of people hit the Internet for information. Internet, an international medium, has contributed to rising property prices by enabling even the smallest, cheapest properties to be advertised globally at low cost, therefore vastly increasing the number of potential buyers.
 
Auctions - Grab Property on the Cheap
Did you know that every year thousands of UK properties are sold at significantly below market value? The majority of these properties are released through property auctions where regular savings of between 10% to 40% are available to market value.
 
MAY 2010
Is the Credit Crunch Over?
Alan Forsyth has this opinion - Last week, a massive step was taken with a lender going back towards the higher LTV lending, with an 80% LTV product for buy to let. This is yet further evidence that the mortgage market continues to recover and with 2 lenders due to enter the market over the next few weeks, the future for buy to let investors is bright! ......
 
How Five Minutes and the Price of a Meal Out Can Get You the Best Possible Tenants...
Let’s face it, your buy-to-let investment, whether consisting of one property or a portfolio, is probably the biggest asset you’ll own… unless of course you can afford to purchase a collection of old masters!
 
How to Make Sure Your LHA Claim is Paid in 14 Days
John Paul tells us that once the Local Authority has received all of the information and evidence it requires from the Claimant, it must: Reach a decision on the claim within 14 days or as soon as reasonably practicable after that.....
 
  Lease Options - Good Catch or Red Herring?!
People often send us deals dressed up as “tremendous” and lined up as “a great catch”, enticing and exciting to part with precious £££s ... But... you know what...? Mark & Wendy do
 
Property Network Meetings are a Waste of Time!
Is this what you think? Then think again…..Edwina Silver tells us that attending a number of property networking meetings being run up and down the country, can significantly affect your wealth.
 
Christina's Rant Part 2! 
Christina Hine is back having a good rant about the Landlords’ Forum at her local councils’ offices... 'I should have been suspicious when I saw there was a high attendance of local Landlords, which is in itself unusual' ...
 
Current Trends in the UK Rental Market
Buy to let property owners have been hit hard during the recession. due to withdrawal of a number of BTL products which severely increased the cost of borrowing.
 
April 2010
A Rant Letter to an MP
Christina Hine shares her frustration ".....
increasingly I have begun to feel discriminated against, stigmatised, penalised and categorized as a potential criminal just for being a Landlord......"
 
LHA Facts - Dont run a mile!
John Paul explaines that the mention of Local Housing Allowance should not make Landlords run a mile and that LHA is an opportunity to increase cash flow and produce rental yields that we haven’t seen for years, all you have to do is embrace it.
 
A Small Step for You, a huge leap for your bank balance!
Lyndon Forshaw tells us that for many BTL and land investors, developing for profit is a natural progression and that the potential profits can be truly staggering...
 


March 2010

Is Commercial Commercial?
Barry Danser gives us his thoughts on shops and flats
  Commercial Property - To buy or not to buy?
Tony Newham helps us decide
 


February 2010

HMO Tax Issues
Arthur Kemp explains how HMOs have tax advantages

HMO Funding
Ian Flemming tells us where to get funding for purchasing HMO properties

HMO Hitch Hikers Guide
Claire Elliot explains how to achieve high yields with less risk and high occupancy and some simple facts 

Top 5 Tips for Beginner Options Investors
Mark Jackson and Wendy Patten let us have their top tips

NMD Sinner or Saint
John Paul gives his thoughts on NMD

Networking Tips by Christina
Christina Hine, Founder of the Stansted Property Meet give us her tips
Should I Use a Sourcing Company?
John Paul shares his insights

January 2010

Why is Property Networking so Important to your Success Simon Zutshi shares with us his views on why we should attend Networking meetings

Networking in Scotland
Andrew McInnes tells us about Networking in Scotland

Property Options in Brief
Mark Jackson explains why the expressions “Purchase Option” “Lease Option,” and “Sandwich Option” are set to become familiar to investors, landlords and potential home-owners as the global credit crisis continues. Options are versatile and powerful legal instruments which are changing the way residential property is bought, held and sold in the UK.


 

2009 ARTICLES
Winter 09 Mortgage Market Update
How to Earn 5-6 Figure Profits from Land
How to Credit Check Tenants
Ignorance
Legislation  
How Leverage & Gearing make you rich
Gas 
Choosing the right landlord insurance
Top 10 Property Hotspots
House Price Decline Slows
Safe To Let?
2009 The Year of the Bargain
Fire Safety
Why Turkey?!
Tenant Issues...?
An Example Investment Method

 

 
 

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