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Article > You’ve Got to Really WANT it - 7 Wealth Myths That Hold You Back

Article kindly supplied by Rob Moore

You know what’s funny about personal finance? That no matter how many times you’re told to spend less, or create a wealth plan, or save 10% or whatever else we hear all the time, most of us still don’t do it. And do you know why? Because we really don’t WANT to change. Or at least put in enough effort to make it possible (that’s why people go gaga for get-rich-quick type schemes! Big reward for little action!).

Just like losing weight or quitting smoking, changing your LIFE- you really have to WANT IT to make things happen. And not in the secret kinda way either ;) I’m talkin’ TRULY wanting it bad enough to really put in the time and effort required to make whatever it is you want to happen, happen. The truth is, a lot of this stuff doesn’t come easy. It may be simple in theory (the basics of personal finance is NOT complicated), but for most of us it requires some fine tuning of both our brains AND our daily routines.

Stuff doesn’t just *happen* without us actually prioritising it. If you’re looking to save up for that car, or you wanna clear out all that debt once and for all, you’ve gotta bump it to the top of the list and get passionate!

Without passion, our goals drop as fast as they do during New Years ;) Remember those 'promises' (should that read 'lies') to ourselves? How many of us have actually taken ACTION on our resolutions this year? I can tell you for a fact that the only ones I’m still rockin’ are the ones having to do with money, health & family ;) And quite frankly it’s because they are the only ones I truly care about enough to actually DO something about ‘em. It would be awesome to have been a professional golfer or a Michelangelo (been “trying” for 10 years on that one!) but the reality is that I just didn’t care enough to fully act on them.

If you want results you’ve got to put in the EFFORT. And that includes prioritising too. People don’t become debt-free or wealthy in a day. It takes a lot of time and a lot of dedication. But the good thing is, everything’s possible! You’ve just gotta commit first.

Money doesn't discriminate; it doesn't care who you are or where you come from. Yet the sad reality is that the majority of us will never achieve financial freedom. Here are some of the common myths about money that hold many people back from achieving their financial goals.

1.It takes A LOT of money to make money
Despite what some people believe, it doesn't really take a lot of money to make money. You just need to commit to making a start and stick with it, leveraging other resources and other people.

2. I don't make enough money
Everyone makes enough money to be an investor. The truth is that most people don't have an income problem, they have a spending problem. The problem is most of us spend as much as we earn. You've got to start living within your means, paying yourself first, saving a deposit for a property and investing in order to break your current pattern.

3. I'm not smart enough
To reassure you that don’t need a university education, here are a few multi-billionaires who never graduated from university: Bill Gates (Microsoft), Michael Dell (Dell Computers) and Steve Jobs (Apple). The truth is you can do whatever you want; not being smart enough is just another excuse not to try.

4. Debt is bad
Most people believe debt is a dirty word, but not all debt is bad. Savvy property investors know how to use good debt to buy great yielding assets.

5. All the good investments are taken
That's not true; opportunities are always out there, in every market. Sometimes there are a lot and sometimes there aren't. Some are obvious and other are opportunities you create by understanding investment markets. Sure, all of yesterday's deals have been taken, but tomorrow's deals have not. Someone will snap them up. Why shouldn't it be you?

6. I've done everything wrong - it's too late
It's never too late to learn how to invest or overcome your mistakes. There are many success stories of people who have conquered all sorts of adversity, or started investing later in life and ended up achieving financial freedom. In fact Ray Croc was over 50 years old when he built his first fast food outlet. You might have heard of's called McDonalds.

7. If you want it done right, you have to do it yourself
There's no such thing as a self-made millionaire. All successful property investors have a good team of professional advisers and supportive mentors around them. That doesn't mean you should hand over full responsibility for your wealth creation to others. But the rich recognise that they can't be experts in all aspects of wealth creation, so they find a team of experts they can lead in order to help them achieve their goals.



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"Progressive Property was founded in 2006/7 by Rob Moore & Mark Homer". Rob & Mark have bought over 230 properties since 2005 for themselves and their investors. In 2006 Rob & Mark set about buying properties full time for themselves. They never actually intended to build one of the largest Property companies in the UK, they simply wanted to buy Property with big discount & good cashflow for lifestyle choice.

Things snowballed from there, & having sourced those properties in 2006 & built many relationships with Estate Agents, they were sourcing more Property than they could logistically buy. From there they started to buy for friends & family. And so Progressive Property *Hands-Free* was born in January 2007: for people who want all of the benefits of Property without having to do the work themselves

In 2007 Rob & Mark published their first Book "The 44 Most Closely Guarded Property Secrets" which became a Property Best Seller. This was the beginning of Progressive Property *Education* which gives people with a desire to be active in Property themselves all the training & education they need to become a Professional Property Investor [Full or Part time]



P.S: 'Challenge' = opportunity while others fail.

Problem = Fail like the others


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